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198 Caldwell St, Chillicothe, OH, 45601

5beds
2baths
3,132sqft
$225,000
$72price/sqft
$1,794/moest. monthly cost
$71,760/yrincome needed

About This Home

Historic charm meets prime investment potential in this 1882 brick Italianate duplex, perfectly situated on Chillicothe's highly desirable, tree-lined Caldwell Street. Steeped in timeless architectural character, this property is a rare find for savvy investors or house-hackers looking to live in one unit while collecting rent from the other. The main floor unit features three spacious bedrooms and one bathroom, currently tenant-occupied and generating immediate cash flow at $950 per month. Upstairs, the vacant second unit offers two generous bedrooms and is ready for a new tenant or an owner-occupant to move right in. The building showcases exquisite historic craftsmanship, including gorgeous original woodwork, soaring ceilings, stunning stained glass windows & original hardwood floors throughout the large rooms. The property is designed for easy management with completely separate utilities for each unit, keeping landlord overhead to a minimum.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
7/10
4/10
Chillicothe High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1882

Materials

  • Roof: Metal,Rubber
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Window features: Double Pane Windows,Single Pane

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 3,132
  • Total interior livable area: 3,132 sqft

Property

Details

  • Parcel number: 305513037000

Lot

  • Lot size: 6,290 sqft
  • Lot size dimensions: 37 x 170

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Ice Storm
Strong Wind
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$141$1,692
Property Taxes $181$2,172
Electricity $335$4,030
Total$1,794$21,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,508/yr
40% on housing$53,820/yr
45% on housing$47,840/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 45601$131
Ross County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 45601$137
Ross County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMarc Leeth
BrokerageERA Martin & Associates (C)

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