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1024 W C St, Rainier, OR, 97048

1beds
3baths
2,418sqft
$499,900
$207price/sqft
$3,665/moest. monthly cost
$146,600/yrincome needed

About This Home

This is your change to own this immaculately maintained large home in the town of Rainier! This one of a kind home is packed full of features and updates like newer kitchen with granite countertops, updated main bathroom, New composite decks in 2023, wood fired sauna, oversized garage with a half bath, large outdoor fire pit area, massive 2 story ceilings in the great room, and even a full apartment in the day lighted basement plumbed and ready to put your finishing touches on! This home sits on 2 and a half lots giving you tons of privacy with the conveniences of being in town! Relax the large loft with its own private deck, the loft would make for an amazing second bedroom while watching the Columbia River and even a bald eagles nest!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Rainier Jr/Sr High SchoolGrades 7-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1975

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal
  • Construction materials: Cement Siding,T111 Siding,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Free-Standing Range,Free-Standing Refrigerator,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Separate Living Quarters Apartment Aux Living Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Vinyl Floor
  • Level: Main
  • Area: 105

Features

  • Granite,High Ceilings,Closet,Eat Bar,Sauna
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Tile,Vinyl,Wall to Wall Carpet,Wood
  • Fireplace features: Wood Burning,Outside,Wood Burning Stove

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,418
  • Total interior livable area: 2,418 sqft

Kitchen

  • Features: Eat Bar,Free Standing Refrigerator, Granite, Vinyl Floor
  • Level: Main
  • Area: 121

Living Room

  • Features: High Ceilings, Wallto Wall Carpet, Wood Stove
  • Level: Main
  • Area: 364

Master Bedroom

  • Features: Wallto Wall Carpet
  • Level: Main
  • Area: 195

Property

Accessibility

  • Accessibility features: Garage On Main,Ground Level,Main Floor Bedroom Bath,Walkin Shower,Accessibility

Details

  • Parcel number: 18503
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Covered Deck,Deck,Patio,Porch
  • Exterior features: Sauna,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: City,Mountain(s),River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 0.30 Acres
  • Features: Private,SqFt 10000 to 14999
  • Lot size dimensions: 130' x 100'

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached,Extra Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Columbia County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$143$1,716
Property Taxes $776$9,312
Electricity $219$2,633
Total$3,665$43,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,657/yr
40% on housing$109,950/yr
45% on housing$97,733/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 97048$183
Columbia County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 97048$238
Columbia County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$499,900

For Sale by Agent

AgentDennis O'Brien
BrokerageRE/MAX Powerpros

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