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116 S Lake Dr, Lake Harmony, PA, 18624

4beds
5baths
4,140sqft
$3,150,000
$761price/sqft
$20,860/moest. monthly cost
$834,400/yrincome needed

About This Home

Welcome to your private lakefront oasis on beautiful Lake Harmony, one of the Pocono Mountains' most desirable waterfront communities. Offering breathtaking panoramic views & direct water access. Step inside this custom built home to a stunning open-concept living space designed to showcase the surrounding natural beauty. The expansive great room and dining area feature hardwood flooring, a dramatic stone fireplace, and double doors that perfectly frame the sparkling lake beyond. The chef-inspired kitchen is thoughtfully appointed with stainless steel appliances, modern cabinetry, a large pantry, and generous workspace, making it ideal for both everyday living and entertaining. The main level includes an expansive primary suite with a beautifully appointed ensuite bath, offering convenience and privacy. Main floor includes a half bath, laundry area, abundant closet space, and direct access to the oversized attached two-car garage. Upstairs, a luxurious second primary suite provides a true retreat with stunning lake views from both the bedroom and spa-style bathroom. Designed with elegant travertine tile, the bath features a jetted Jacuzzi soaking tub, dual vanities, a separate walk-in shower with dual showerheads, and a spacious walk-in closet. Two additional bedrooms, each with excellent closet space, share a Jack-and-Jill bathroom with dual vanities. The fully finished lower level is built for entertaining and relaxation. With two oversized 8-foot sliding glass doors overlooking the lake, the space is filled with natural light and spectacular views. A custom bar, expansive family room, and full bathroom with walk-in shower create the perfect setting for movie nights, game days, family gatherings, or additional guest accommodations. Outside, enjoy everything lakefront living has to offer. Your private dock provides immediate access to boating, kayaking, fishing, and swimming. Relax on the spacious upper deck while taking in breathtaking sunsets.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Penn/Kidder CampusGrades PK-82.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Freezer,Range Hood,Microwave,Washer,Dryer
  • Laundry features: Main Level,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Pantry,Eat-in Kitchen,Kitchen Island,Dry Bar,Granite Counters,Double Vanity,Jack and Jill Bath,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Open Floorplan,Recessed Lighting,Ceiling Fan(s),Natural Woodwork
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,140

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,140
  • Total interior livable area: 4,140 sqft

Property

Details

  • Parcel number: 19A21B11
  • Zoning description: Residential
  • Special condition: Standard
  • Exclusions: Gym equipment Garage contents,Artwork,Outdoor heaters,Personal contents

Features

  • Stories: 3
  • Patio & porch: Patio,Deck
  • Exterior features: Fire Pit
  • On waterfront: Yes

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,928$191,136
Home Insurance *$698$8,376
Property Taxes $3,780$45,360
Electricity $454$5,450
Total$20,860$250,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$715,200/yr
40% on housing$625,800/yr
45% on housing$556,266/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$761This listing

vs Other Active Listings

Avg $/sqft

ZIP 18624$291
Carbon County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 18624$255
Carbon County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$3,150,000
2012-12-24Sold$300,000
2009-06-12Sold$75,000

For Sale by Agent

AgentTosha Giovannone
BrokerageColdwell Banker Realty - Blue Bell

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