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32 S Lake Dr, Lake Harmony, PA, 18624

9beds
5baths
4,080sqft
$2,390,000
$586price/sqft
$15,929/moest. monthly cost
$637,160/yrincome needed

About This Home

Welcome to your ultimate Pocono retreat! This 9-bedroom, LAKEFRONT showpiece in the heart of Lake Harmony is where luxury, location, and income potential collide. Perfectly positioned with back yard access to from Nick's Lake House. Nick's is known for its live music, waterfront dining, and vibrant atmosphere. This home offers a SAFE, walkable location to the best restaurants, bars, and attractions the area has to offer. No more risky walk's on South Lake Drive! From the moment you arrive, the property delivers. A striking A-frame design with expansive windows floods the home with natural light, while multiple decks overlook a beautiful lake. Plus, there is a large yard that can be built for entertaining. Imagine evenings under the string lights, guests gathered around the fire pit, kids playing, games on the lawn, and seamless indoor-outdoor living that today's renters crave. With 9 spacious bedrooms, this home is tailor-made for large groups, making it a proven or future high-performing short-term rental. The layout, scale, and setting create an experience, not just a stay. Which happens to be EXACTLY what drives premium bookings. Step outside and you're immediately immersed in what makes this property so special: direct lakefront access and unlimited potential. Expand your outdoor amenities, add lakefront features, or elevate the entertainment areas. The upside here is real and tangible. Whether you're looking for a personal lakefront escape, a hybrid vacation home, or a serious income-producing asset, this property checks every box: - 9 Bedrooms (Purpose built for maximizing occupancy and space) - Prime Lakefront Location - SAFE Walkable to Dining, Bars, and Entertainment - Next to Nick's Lake House (major rental draw) - Massive Backyard with Endless Potential - Designed for Entertaining + Guest Experience - Newly rebuilt 35 foot Deck Opportunities like this in Lake Harmony are rare. Don't miss it! *Some yard photos are virtually staged

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Penn/Kidder CampusGrades PK-82.2 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Lower Level

Bathroom2

  • Level: Main
  • Area: 40
  • Dimensions: 8 x 5

Bathroom3

  • Level: Lower
  • Area: 45
  • Dimensions: 9 x 5

Bathroom4

  • Level: Upper
  • Area: 40
  • Dimensions: 8 x 5

Bathroom5

  • Level: Upper
  • Area: 45
  • Dimensions: 9 x 5

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12 x 11

Bedroom5

  • Level: Upper
  • Area: 161
  • Dimensions: 14 x 11.5

Bedroom6

  • Level: Lower
  • Area: 161
  • Dimensions: 14 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Family Room

  • Level: Lower
  • Area: 320
  • Dimensions: 16 x 20

Features

  • Kitchen Island,Dry Bar,Granite Counters,Cathedral Ceiling(s),Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,080

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,080
  • Total interior livable area: 4,080 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Living Room

  • Level: Main
  • Area: 391
  • Dimensions: 17 x 23

Loft

  • Level: Upper
  • Area: 260
  • Dimensions: 13 x 20

Master Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 9 x 5

Master Bedroom

  • Level: Main
  • Area: 137.5
  • Dimensions: 11 x 12.5

Media Room

  • Level: Lower
  • Area: 294
  • Dimensions: 21 x 14

Other

  • Level: Lower
  • Area: 99
  • Dimensions: 9 x 11

Other

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Other

  • Level: Upper
  • Area: 180
  • Dimensions: 10 x 18

Property

Details

  • Parcel number: 19A21C7
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Porch,Rear Porch,Deck,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Back Yard

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,085$145,020
Home Insurance *$529$6,348
Property Taxes $2,868$34,416
Electricity $447$5,371
Total$15,929$191,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$546,137/yr
40% on housing$477,870/yr
45% on housing$424,773/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 18624$296
Carbon County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 18624$255
Carbon County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,999,000
2017-08-02Sold$375,000

For Sale by Agent

AgentJacob McLaughlin
Brokerageexp Realty, LLC - Philadelphia

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