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395 N Lake Dr, Lake Harmony, PA, 18624

5beds
4baths
3,188sqft
$2,675,000
$839price/sqft
$17,677/moest. monthly cost
$707,080/yrincome needed

About This Home

ELITE LAKEFRONT home on LAKE HARMONY for sale! This captivating 5 bedroom/4 bathroom Lakefront Contemporary features stunning lake views & a private dock no one of the most sought-after lakes in The Poconos! This ESTABLISHED short term rental home is being sold FULLY FURNISHED! With 3 levels of finished living space, this gorgeous home will surely impress! The gourmet kitchen showcases granite countertops, stainless steel appliances, tile backsplash, & open concept views into the dining room! Relax in the turreted main living area replete with hardwood floors, fireplace, & ample windows! Spacious primary suite w/ adjoining sitting area, soaking tub, & tile shower! Lower level family room & recreation area! Enjoy lakefront living on the expansive front deck or hot tub patio! Stay comfy w/ forced air heat in the winter & central AC in the summer! Minutes to ski resorts, dining, & more!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Penn/Kidder CampusGrades PK-82.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Asphalt,Fiberglass
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Water Heater,Dishwasher,Microwave,Washer,Dryer

Bathroom2

  • Level: Main
  • Area: 63.75
  • Dimensions: 8.5 x 7.5

Bathroom3

  • Level: Upper
  • Area: 38
  • Dimensions: 9.5 x 4

Bathroom4

  • Level: Lower
  • Area: 44
  • Dimensions: 8 x 5.5

Bedroom2

  • Level: Main
  • Area: 123.5
  • Dimensions: 13 x 9.5

Bedroom3

  • Level: Upper
  • Area: 175.5
  • Dimensions: 13.5 x 13

Bedroom4

  • Level: Upper
  • Area: 175.5
  • Dimensions: 13.5 x 13

Bedroom5

  • Level: Lower
  • Area: 240.5
  • Dimensions: 18.5 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Lower
  • Area: 499.5
  • Dimensions: 27 x 18.5

Dining Room

  • Level: Main
  • Area: 266.5
  • Dimensions: 20.5 x 13

Family Room

  • Level: Lower
  • Area: 280.5
  • Dimensions: 17 x 16.5

Features

  • Eat-in Kitchen,Kitchen Island
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,188
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Heat Pump,Radiant Floor,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,188
  • Total interior livable area: 3,188 sqft

Kitchen

  • Level: Main
  • Area: 216
  • Dimensions: 16 x 13.5

Laundry

  • Level: Lower
  • Area: 26
  • Dimensions: 6.5 x 4

Living Room

  • Level: Main
  • Area: 330.75
  • Dimensions: 24.5 x 13.5

Master Bathroom

  • Level: Upper
  • Area: 99.75
  • Dimensions: 10.5 x 9.5

Master Bedroom

  • Level: Upper
  • Area: 472.5
  • Dimensions: 27 x 17.5

Other

  • Level: Main
  • Area: 100
  • Dimensions: 20 x 5

Property

Details

  • Parcel number: 19A21E38.01
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Stories: 3
  • Patio & porch: Patio,Deck
  • On waterfront: Yes
  • Waterbody name: Lake Harmony

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,526$162,312
Home Insurance *$592$7,104
Property Taxes $3,210$38,520
Electricity $349$4,197
Total$17,677$212,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$606,068/yr
40% on housing$530,310/yr
45% on housing$471,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$839This listing

vs Other Active Listings

Avg $/sqft

ZIP 18624$288
Carbon County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 18624$255
Carbon County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$2,675,000
2025-12-09Listing removed$2,299,999
2025-10-20Pending sale$2,299,999
2025-09-10Price change$2,299,999
2025-08-09Price change$2,399,999
2025-07-11Price change$2,599,999
2025-06-01Listed for sale$2,799,999
2024-12-03Listing removed$2,599,999
2024-10-05Price change$2,749,999
2024-09-07Listed for sale$2,899,999
2020-09-28Sold$850,000
2020-07-15Listed for sale$908,000
2005-08-15Sold$275,000

For Sale by Agent

AgentMatthew S Dunbar
BrokerageBear Mountain Real Estate LLC

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