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10700 56th St, Clear Lake, MN, 55319

1beds
1baths
546sqft
$110,000
$201price/sqft
$877/moest. monthly cost
$35,080/yrincome needed

About This Home

Wake up to Rush Lake views, spend the afternoon near the water, and finish the day beneath a canopy of mature trees. This one-bedroom home sits on a beautifully landscaped corner lot with shared lake access and a peaceful wooded setting. Multiple outdoor spaces give you plenty of ways to enjoy the surroundings, including a brick front patio and a storage shed with a wrap-around deck. The property also includes a connected outdoor shower and an outhouse with a primitive earth system. Inside, the living room has a warm cabin feel with exposed wood beams and wood-paneled walls, while the kitchen features floor-to-ceiling knotty pine cabinetry. Just a few miles from Becker and within easy reach of St. Cloud, this property offers a relaxing retreat with lake access, rustic character, and an outdoor setting designed for slower days.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
South Junior High SchoolGrades 6-811.8 mi
3/10

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Features

  • Finished area below ground: 0
  • Finished area above ground: 546

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 546
  • Total interior livable area: 546 sqft

Kitchen

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Main
  • Area: 171
  • Dimensions: 19x9

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 40004160505
  • Zoning description: Residential-Single Family
  • Foundation area: 546

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: Irregular

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Hail
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$64$768
Property Taxes $87$1,044
Electricity $170$2,050
Total$877$10,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,068/yr
40% on housing$26,310/yr
45% on housing$23,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 55319$192
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55319$194
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$110,000

For Sale by Agent

AgentKris Lindahl
BrokerageKris Lindahl Real Estate

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