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260 El Lago Rd, Chico, TX, 76431

1beds
1baths
365sqft
$329,000
$901price/sqft
$2,547/moest. monthly cost
$101,880/yrincome needed

About This Home

Large Waterfront Tract on beautiful Lake Bridgeport offering nearly one acre of prime waterfront with breathtaking open-water views, mature shade trees, an exceptional shoreline, and endless possibilities. Whether you're searching for the perfect weekend getaway, a full-time lake home, or an investment opportunity, this unique property offers the ideal setting to create lasting memories. The property features a cozy lake cabin, an existing boathouse, and a spacious deep-water crappie house enclosure, providing the perfect place to enjoy fishing year-round while taking in the peaceful waterfront surroundings. Spend your mornings casting a line, your afternoons on the lake, and your evenings watching spectacular Texas sunsets from your own private retreat. The expansive lot provides ample room to renovate the existing home, expand the living space, or design the custom lakefront home you've always envisioned. While the property is ready for updates, the true value lies in the rare combination of nearly one acre of waterfront, deep-water access, mature trees, and an outstanding open-water location. Large waterfront tracts of this size are becoming increasingly rare on Lake Bridgeport. Whether you're looking to create a private family retreat, a vacation home, or a one-of-a-kind waterfront escape, this property offers unlimited potential in one of the lake's most desirable settings. Bring your vision and make this exceptional Lake Bridgeport property your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Chico Elementary SchoolGrades PK-55.0 mi
6/10
Chico Middle SchoolGrades 6-85.2 mi
5/10
Chico High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Carpet,Linoleum
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 365 sqft

Kitchen

  • Level: First
  • Dimensions: 7 x 11

Living Room

  • Level: First
  • Dimensions: 11 x 9

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 9 x 9

Other

  • Level: First
  • Dimensions: 7 x 6

Property

Details

  • Parcel number: 758822

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Boat Slip
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
  • Waterbody name: Bridgeport
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.77 Acres
  • Features: Waterfront

Parking

  • Parking features: Additional Parking,Boat,Gravel,Deck

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Inland Flooding
Tornado
Cold Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$347$4,164
Property Taxes $299$3,588
Electricity $238$2,859
Total$2,547$30,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,325/yr
40% on housing$76,410/yr
45% on housing$67,920/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$901This listing

vs Other Active Listings

Avg $/sqft

ZIP 76431$253
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76431$200
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$329,000
2026-07-23Listed for sale$329,000

For Sale by Agent

AgentLeslie Loftis
Brokerage6th Ave Homes

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