6785 Fm 1783, Gatesville, TX, 76528
About This Home
Escape to your own private retreat on 10.48 acres with approximately 700 linear feet of the Cow House Creek, where peaceful country living meets modern updates and rare water access. This fully updated 2 bedroom, 1 bath home offers approximately 1683 ft.² of open concept living space, featuring warm wood- style flooring, exposed beam ceilings, and a spacious kitchen with granite countertops and generous island seating-perfect for gathering and entertaining. Positioned on an elevated home site with road frontage on FM 1783, the home provides convenience and peace of mind while the land gently slopes down to your private stretch of the Cow House Creek. Enjoy deep water ideal for swimming and kayaking, excellent fishing, shallow gravel-bottom areas perfect for wading, natural rapids, and even opportunities for rock hunting along the creek banks. Whether you’re seeking adventure or relaxation, this property offers a rare lifestyle experience. The land provides a beautiful mix of open space and natural surroundings, making it ideal for recreation, weekend escapes, full-time living. With its unique combination of acreage, updates, and premium creek access, this property is equally suited as a private residence, weekend getaway, or investment opportunity. Conveniently located with easy access to major Central Texas hubs: approximately 35-45 minutes to Copperas Cove/Killeen, 45-55 minutes to Temple, and about an an hour to Waco. Opportunities like this are rare - private deep water creek frontage, useable acreage, and a move-in ready home all in one exceptional property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Refrigerator,Water Heater,Some Electric Appliances,Microwave,Range
- Laundry features: Electric Dryer Hookup,Laundry Closet,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- All Bedrooms Down,Beamed Ceilings,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Tub Shower,Custom Cabinets,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo
- Flooring: Vinyl
- Fireplace features: EPA Certified Wood Stove
- Fireplace: Yes
- Attic: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,683 sqft
Property
Details
- Parcel number: 109436
- Special condition: Builder Owned
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: None
- Fencing: None
- Has view: Yes
- View description: Creek/Stream,Water
- Has water view: Yes
- Water view: Creek/Stream,Water
- On waterfront: Yes
- Waterbody name: Creek/Stream,Water Access
Lot
- Lot size: 10.48 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $523 | $6,276 |
| Property Taxes | $319 | $3,828 |
| Electricity | $238 | $2,859 |
| Total | $3,861 | $46,332 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $525,000 |
| 2026-05-18 | Listed for sale | $550,000 |
| 2024-09-07 | Listing removed | $589,000 |
| 2024-03-10 | Listing removed | -- |
| 2024-03-06 | Listed for sale | $589,000 |
| 2016-06-21 | Sold | -- |
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