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115 Oak Ridge Rd, Gatesville, TX, 76528

4beds
3baths
3,574sqft
$625,000
$175price/sqft
$4,666/moest. monthly cost
$186,640/yrincome needed

About This Home

Welcome home to your own private retreat where space, comfort, & unforgettable memories come together. Nestled on approximately 3 beautiful acres, this exceptional 5-bedroom, 3-bath home offers the perfect blend of everyday living & entertaining. From family gatherings to quiet evenings, every corner of this property was designed to make you feel at home. Step inside to discover a warm & inviting living room centered around a beautiful fireplace, creating the perfect place to gather on cool winter evenings. The spacious floor plan offers room for everyone, including a large game room ready for movie nights, game days, or playroom. The private primary suite is a true escape featuring an elegant tray ceiling, a luxurious spa-like bath with a soaking tub, separate shower, double vanities, & an oversized walk-in closet. Additional bedrooms are generously sized, while both secondary bathrooms feature double sinks, making busy mornings a breeze. Outside, the backyard transforms into your own personal paradise. Cool off in the sparkling in-ground swimming pool, host unforgettable summer cookouts, or simply relax & enjoy peaceful country setting. Just steps from the pool is a separate guest house with bathroom, offering endless possibilities as a mother-in-law suite, game room, home office, gym, or private guest retreat. A large metal building at the back of the property provides outstanding storage for equipment, hobbies, boats, or recreational vehicles. This home has also been thoughtfully updated for peace of mind with a new roof on the main home, guest house, and shed in 2020, a new mini-split system in the guest house in 2021, a new HVAC system in the main home in 2021, a new water heater in 2022, and a brand-new septic system, including the tank and pump, in 2024. If you've been searching for a property with endless opportunities for entertaining, & tranquility of country living without sacrificing comfort, this is the place you've been waiting to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10
Gatesville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,Game Room,Garden Tub/Roman Tub,High Ceilings,Separate Shower,Tub Shower,Breakfast Area,Custom Cabinets,Granite Counters,Kitchen/Dining Combo,Pantry
  • Flooring: Tile
  • Fireplace features: Den
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 3,574 sqft

Property

Details

  • Parcel number: 111826

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Private
  • Patio & porch: Patio
  • Exterior features: Patio,Storage
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: None,Pool
  • Waterbody name: None

Lot

  • Lot size: 3 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$594$7,128
Property Taxes $520$6,240
Electricity $392$4,709
Total$4,666$55,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,977/yr
40% on housing$139,980/yr
45% on housing$124,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$269
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Listed for sale$625,000
2018-02-16Sold--
2015-12-31Sold--

For Sale by Agent

AgentJana Carpenter
BrokerageDixon Realty Team|KW

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