114 Saint James Ave, Smithfield, VA, 23430
About This Home
Welcome to easy living in the highly sought-after 55+ community of Church Square! This beautifully maintained home is one of the rare properties offering a private, fenced backyard complete with a spacious paver patio, perfect for relaxing or entertaining. Inside, you'll find beautiful hardwood floors, plantation shutters throughout, and an open floor plan designed for comfortable everyday living. The kitchen features granite countertops, abundant cabinet space, and a bright eat-in area that flows seamlessly into the living room. The spacious primary suite offers a large walk-in closet and an en suite bath with a soaking tub, tile shower, and dual vanity. Generous storage can be found throughout the home, along with an attached 2-car garage. Enjoy all that Church Square has to offer, including a clubhouse, pool, outdoor games, social activities, and low-maintenance living, all just minutes from shopping, restaurants, and downtown Smithfield.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Asphalt Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile,Wood
- Attic: Scuttle
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,782 sqft
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 21G01026B
- Attached to another structure: Yes
- Zoning: TOWN
Features
- Levels: One
- Stories: 1
- Pool features: None,Association
- Patio & porch: Patio
- Fencing: Back Yard,Privacy,Fenced
- Waterfront features: Not Waterfront
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Garage Att 2 Car,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $278 | $3,336 |
| Electricity | $202 | $2,433 |
| Total | $2,832 | $33,984 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
For Sale by Agent
View on Zillow