4330 Sterling Dr, Big Lake, MN, 55309
About This Home
This move-in ready 5 bedroom, 2 bathroom home offers stylish updates, flexible living spaces, and exceptional garage space! Fresh paint and brand-new flooring throughout create a bright, modern feel from the moment you step inside. The main level features a beautiful kitchen with upgraded countertops, a stylish backsplash, stainless steel appliances, and a bright informal dining area. Upstairs, you'll find a comfortable living room, two spacious bedrooms, and an updated full bathroom. The walkout lower level expands your living space with a family room, two additional bedrooms, and another updated bathroom featuring a walk-in tile shower. The finished basement offers a fifth bedroom, providing even more flexibility for guests, a home office, or hobby space. Step outside and relax on the back patio, around the firepit, or on the front patio! Car enthusiasts, hobbyists, or those needing extra storage will appreciate the attached 3-stall garage, plus an additional oversized detached garage, and overflow parking space! New hot water heater! Siding and roof replaced within the last 4 years! Located near multiple parks, walking trails, and within walking distance to Mitchell Lake and Big Lake!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Range,Refrigerator,Stainless Steel Appliance(s),Trash Compactor,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Daylight,Drain Tiled,Full
Bedroom
- Level: Upper
- Area: 204
- Dimensions: 17x12
Bedroom2
- Level: Upper
- Area: 80
- Dimensions: 10x8
Bedroom3
- Level: Lower
- Area: 187
- Dimensions: 17x11
Bedroom4
- Level: Lower
- Area: 126
- Dimensions: 14x9
Bedroom5
- Level: Basement
- Area: 144
- Dimensions: 18x8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 81
- Dimensions: 9x9
Family Room
- Level: Lower
- Area: 154
- Dimensions: 14x11
Features
- Finished area below ground: 980
- Finished area above ground: 1,392
Foyer
- Level: Main
- Area: 56
- Dimensions: 8x7
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,484
- Total interior livable area: 2,372 sqft
Kitchen
- Level: Main
- Area: 143
- Dimensions: 13x11
Living Room
- Level: Upper
- Area: 176
- Dimensions: 16X11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 654870365
- Zoning description: Residential-Single Family
- Foundation area: 1092
Features
- Levels: Four or More Level Split
- Patio & porch: Patio
Lot
- Lot size: 0.35 Acres
- Features: Irregular Lot,Tree Coverage - Light
- Lot size dimensions: getting
Parking
- Total spaces: 4
- Parking features: Attached,Asphalt,Heated Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $474 | $5,688 |
| Electricity | $200 | $2,400 |
| Total | $3,106 | $37,272 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $424,900 |
| 2011-03-25 | Sold | $124,900 |
| 1998-12-22 | Sold | $120,300 |
| 1998-08-18 | Sold | $23,500 |
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