See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1240 Kapalama Ln, Diamondhead, MS, 39525

3beds
2baths
1,485sqft
$213,000
$143price/sqft
$1,675/moest. monthly cost
$67,000/yrincome needed

About This Home

Tucked away in Kapalama Cove, this 3-bedroom, 2-bath patio home offers a comfortable one-level floor plan with +/- 1,485 square feet. The front entry opens into the main living room, with the kitchen situated at the center of the home featuring huge a breakfast bar, pantry, and new stove. Just off the kitchen is an additional den that can also serve as a breakfast room, giving the home two separate living areas. The primary bedroom includes a private bath, while two additional bedrooms and a full guest bath are located on the opposite side of the home. A rear porch provides outdoor space, and the attached two-car garage offers convenient parking and storage. Monthly HOA dues include grounds maintenance, allowing for a low-maintenance lifestyle. Residents of Diamondhead have access to community amenities including golf courses, a marina, parks, walking and biking trails, pools, restaurants, and more, all within a short drive of I-10 and the Mississippi Gulf Coast.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
6/10
Hancock Middle SchoolGrades 6-85.4 mi
8/10
Hancock High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Residential,Patio Home,Multi Family

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bar,Ceiling Fan(s),Eat-in Kitchen,Pantry,Breakfast Bar
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,485
  • Total interior livable area: 1,485 sqft

Property

Details

  • Parcel number: 067g325040.000
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: See Remarks

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,077$12,924
Home Insurance *$289$3,468
Property Taxes $117$1,404
Electricity $192$2,304
Total$1,675$20,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,428/yr
40% on housing$50,250/yr
45% on housing$44,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 39525$107
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39525$140
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$213,000

For Sale by Agent

AgentHolly Lemoine Raymond
BrokerageHL Raymond Properties, LLC

Similar Homes