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11053 N Shore Dr, Bay Saint Louis, MS, 39520

1beds
1baths
1,056sqft
$260,000
$246price/sqft
$2,000/moest. monthly cost
$80,000/yrincome needed

About This Home

NONE OTHER LIKE THIS: This property is nestled in a quiet and distinctive waterfront setting, this unique home offers exceptional views and endless opportunities for relaxation and recreation. The spacious back deck provides the perfect space for entertaining, enjoying the nature,or peaceful mornings overlooking the water. Ideal for boating and fishing enthusiasts, the property combines comfort with outdoor living. This move-in ready home features a well appointed one-bedroom layout with a cozy fireplace, jet tub, and additional storage and workshop. All furnishings will remain, making this an excellent turnkey opportunity. An adjacent lot is also included, offering added privacy, expansion potential, or investment value. Property is being sold "As Is".

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
6/10
Hancock Middle SchoolGrades 6-83.4 mi
8/10
Hancock High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 134p019127.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dock

Lot

  • Lot size: 0.44 Acres

Parking

  • Parking features: Driveway,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$351$4,212
Property Taxes $143$1,716
Electricity $192$2,304
Total$2,000$24,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,571/yr
40% on housing$60,000/yr
45% on housing$53,333/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$173
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$260,000
2026-05-16Listing removed$245,000
2026-02-03Pending sale$245,000
2025-09-02Listed for sale$245,000

For Sale by Agent

AgentChari M Rapp
BrokerageMcIntyre-Rapp Real Estate

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