4161 Ireland St, Bay Saint Louis, MS, 39520
About This Home
Stunning Waterfront Living with Panoramic Views. Welcome to your dream home overlooking the serene waters of Bayou La Croix and the Jordan River! This spacious and beautifully maintained home offers breathtaking panoramic views and exceptional comfort throughout. Step inside to find oversized bedrooms--each large enough to comfortably accommodate king-sized beds. With two primary suites, one on the main floor and another upstairs, this home is perfect for multi-generational living or hosting guests in style. All kitchen appliances are included, so you can move in with ease. While not all furniture will remain, the essentials for convenient living are already in place. Enjoy peace of mind with major updates already completed: ✅ New pilings (2015) with a lifetime warranty ✅ New energy-efficient windows (2017) with guaranteed seals Whether you're relaxing with a morning coffee while watching the sunrise over the water, or entertaining family and friends in this beautiful setting, this home offers the perfect blend of comfort, quality, and stunning natural beauty. Don't miss this rare opportunity for waterfront living at its finest!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Pilings/Steel/Wood
- Roof: Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Refrigerator,Washer
- Laundry features: In Hall
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Ceiling Fan(s)
- Flooring: Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,374
- Total interior livable area: 2,374 sqft
Property
Details
- Parcel number: 135m039178.000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: See Remarks
- Fencing: None
- On waterfront: Yes
- Waterfront features: Seawall,Canal Front
Lot
- Lot size: 5,662 sqft
- Features: Cleared,Interior Lot,Wetlands
Parking
- Total spaces: 2
- Parking features: Concrete,Covered,Direct Access
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $811 | $9,732 |
| Property Taxes | $329 | $3,948 |
| Electricity | $220 | $2,648 |
| Total | $4,393 | $52,716 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Price change | $599,900 |
| 2026-03-30 | Price change | $615,000 |
| 2026-02-18 | Price change | $625,000 |
| 2025-09-16 | Listed for sale | $635,000 |
| 2015-06-05 | Sold | -- |
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