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11113 Lagan St, Bay Saint Louis, MS, 39520

2beds
2baths
1,334sqft
$399,000
$299price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

FULLY FURNISHED SHORT TERM RENTAL on the water with a total of 3 lots near a public boat launch. Conveniently located near the Jordan River and many restaurants that are accessible by boat and car. Great Location for STR with plenty of parking for events like CTC, Mardi Gras, and summer vacation and much more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Bay High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1995

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Refrigerator,Washer/Dryer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,334
  • Total interior livable area: 1,334 sqft

Property

Details

  • Parcel number: 139a040059.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Slab
  • Exterior features: Balcony,Elevator
  • On waterfront: Yes
  • Waterfront features: Canal Front

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 150 x 100 x 150 x 100

Parking

  • Total spaces: 4
  • Parking features: Attached Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$539$6,468
Property Taxes $219$2,628
Electricity $192$2,304
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$172
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-11Listed for sale$399,000
2025-09-01Listing removed$399,000
2025-01-17Price change$399,000
2024-09-20Listed for sale$430,000
2023-04-18Sold--
2023-02-21Pending sale$349,900
2023-01-23Price change$299,900
2023-01-09Price change$349,900
2022-10-12Price change$359,900
2022-09-06Price change$379,900
2022-08-16Listed for sale$399,000
2019-11-01Sold--
2019-09-13Listed for sale$164,900

For Sale by Agent

AgentSarah A Messer
BrokerageeAgent Atlas

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