10091 River Dr, Bay Saint Louis, MS, 39520
About This Home
Welcome to Mermaids Landing, a charming waterfront retreat. Nestled on approximately +/- 0.4 acres with +/- 150 feet of water frontage, this adorable and updated cottage offers the perfect blend of relaxation, scenery, and investment potential. Situated just off Bayou LaCroix, the setting provides peaceful water views and easy access to boating, fishing, and all the best of coastal living. This one-bedroom, one-bathroom camp-style retreat is thoughtfully designed to maximize comfort in a cozy footprint, and the interior includes a variety of upgrades and updates that create a move-in ready, inviting space. Outside, a beautiful porch overlooks the water, providing the ideal spot for morning coffee or evening sunsets, while the screened-in porch allows you to enjoy the outdoors year-round while staying protected from the elements. The property also features an existing bulkhead along the waterfront, adding both function and value. Previously used as a rental property, this home is being sold fully furnished, making it a true turnkey opportunity for an investor, weekend getaway, or low-maintenance primary residence.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Pillar/Post/Pier,Raised
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Entrance Foyer
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Space Heater
- Cooling features: Ceiling Fan(s),Wall/Window Unit(s)
Interior Area
- Total structure area: 456
- Total interior livable area: 456 sqft
Property
Details
- Parcel number: 139h029226.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Porch,Screened,Side Porch
- Exterior features: Balcony,Courtyard,Dock
- Fencing: Partial,Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bayou,Canal Front,Gulf Access,River Access
Lot
- Lot size: 0.40 Acres
- Features: Few Trees,Irregular Lot,Open Lot
Parking
- Total spaces: 4
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $93 | $1,116 |
| Electricity | $192 | $2,304 |
| Total | $1,373 | $16,476 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $175,000 |
| 2026-03-14 | Listing removed | $180,000 |
| 2025-10-30 | Listed for sale | $180,000 |
| 2025-08-11 | Listing removed | $159,500 |
| 2025-04-01 | Listed for sale | $159,500 |
| 2024-03-09 | Listing removed | -- |
| 2024-03-01 | Listed for rent | $1,300 |
| 2023-08-22 | Listing removed | -- |
| 2023-07-21 | Listed for rent | $1,300 |
| 2020-08-03 | Sold | -- |
| 2020-06-26 | Sold | -- |
| 2020-06-19 | Listed for sale | $87,000 |
| 2019-12-26 | Listing removed | $82,500 |
| 2019-09-05 | Price change | $82,500 |
| 2019-07-16 | Price change | $85,500 |
| 2019-06-03 | Listed for sale | $87,000 |
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