13812 196th Ave NW, Elk River, MN, 55330
About This Home
Fantastic 4-Bedroom Home on 5 Wooded Acres Near Downtown Elk River. Natural gas main installed to house for easy conversion. Enjoy privacy and nature in this beautiful 4-bedroom home situated on 5 wooded acres just minutes from downtown Elk River. This property features updated bathrooms, a newer roof, and attractive cedar shiplap siding will be stained before closing. The private setting offers the perfect blend of seclusion and convenience. Relax on the welcoming front porch or entertain guests on the spacious back deck while taking in the peaceful surroundings, Enjoy the apple, cherry and peach orchard. A 24' x 40' pole building includes a shop area and heater, providing excellent space for hobbies, storage, or workspace needs. A new septic system has been installed, offering added peace of mind for the new owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Wood
- Roof: Age 8 Years or Less,Architectural Shingle,Pitched
- Construction materials: Block,Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Daylight,Egress Window(s),Finished
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12x12
Bedroom3
- Level: Lower
- Area: 180
- Dimensions: 12x15
Bedroom4
- Level: Lower
- Area: 168
- Dimensions: 12x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 144
- Dimensions: 12x12
Family Room
- Level: Lower
- Area: 256
- Dimensions: 16x16
Features
- Fireplace features: Wood Burning Stove
- Finished area below ground: 755
- Finished area above ground: 1,465
Heating & Cooling
- Heating features: Baseboard,Dual Fuel/Off Peak,Wood Stove
- Cooling features: Ductless Mini-Split,Window Unit(s)
Interior Area
- Total structure area: 2,220
- Total interior livable area: 2,220 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 12x12
Laundry
- Level: Lower
- Area: 80
- Dimensions: 8x10
Living Room
- Level: Upper
- Area: 240
- Dimensions: 15x16
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 75001301205
- Zoning description: Residential-Single Family
- Wooded area: 196020
- Foundation area: 1465
Features
- Levels: Three Level Split
- Pool features: None
- Patio & porch: Deck,Front Porch
- Fencing: None
- Topography of land: Rolling
Lot
- Lot size: 5 Acres
- Features: Tree Coverage - Heavy
- Lot size dimensions: 217800
Parking
- Total spaces: 2
- Parking features: Attached,Gravel,Electric,Garage Door Opener,Heated Garage,Multiple Garages
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $531 | $6,372 |
| Electricity | $187 | $2,246 |
| Total | $3,507 | $42,084 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Listed for sale | $499,000 |
| 2026-07-10 | Listing removed | $509,900 |
| 2026-06-13 | Price change | $509,900 |
| 2026-06-11 | Listed for sale | $524,900 |
| 1998-10-06 | Sold | $132,000 |
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