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100 Hickory Ln, Bay Saint Louis, MS, 39520

2beds
3baths
1,527sqft
$369,900
$242price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

Welcome to this charming home, perfectly situated on a corner lot in the heart of Old Town Bay St. Louis, MS. Just a block from North Beach Boulevard, this home offers the perfect blend of coastal living and small-town charm. As you step inside, you'll be greeted by a bright and inviting living room, featuring four large windows that flood the space with natural light. The kitchen is a chef's dream, equipped with sleek stainless steel appliances perfect for culinary adventures. Off of the kitchen, is the laundry room and a bonus room with old chicago brick flooring. The spacious primary bedroom is a true retreat, boasting a generous walk-in closet and an en-suite bathroom with a walk-in shower. The second bedroom also offers its own bathroom, ensuring privacy and convenience for guests. The bonus room is ideal for a third bedroom or office. Enjoy your morning coffee or unwind in the evening on the screened-in front patio. The back porch provides additional outdoor living space, perfect for barbecues or simply soaking in the serene surroundings. A detached carport includes a large workshop with ample cabinet and storage space, ideal for hobbies. This home's fantastic location and charming features make it a rare find in Old Town Bay St. Louis. Don't miss the opportunity to make it yours!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pilings/Steel/Wood,Slab
  • Roof: Metal
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Brick,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall Unit(s)

Interior Area

  • Total structure area: 1,527
  • Total interior livable area: 1,527 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors,Grip-Accessible Features

Details

  • Parcel number: 149f021010.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Rear Porch,Screened
  • Exterior features: None
  • Fencing: Wood
  • Waterfront features: Beach Access

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot,Corner Lot,Near Beach

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached Carport,Driveway,Gravel,Direct Access
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$500$6,000
Property Taxes $203$2,436
Electricity $192$2,304
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$172
Hancock County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Price change$369,900
2026-06-30Listed for sale$389,500
2026-06-16Pending sale$389,500
2026-05-11Price change$389,500
2026-03-23Listed for sale$415,000
2026-01-15Pending sale$415,000
2025-12-27Price change$415,000
2025-10-29Price change$440,000
2025-07-25Price change$455,000
2025-05-06Price change$475,000
2025-01-20Price change$527,500
2024-11-25Price change$540,000
2024-10-15Listed for sale$550,000
2024-08-26Listing removed$585,000
2024-07-23Listed for sale$616,000

For Sale by Agent

AgentRegan Kane
BrokerageJohn McDonald Realty, LLC

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