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111 Bay View Ct, Bay Saint Louis, MS, 39520

4beds
3baths
2,125sqft
$759,900
$358price/sqft
$5,483/moest. monthly cost
$219,320/yrincome needed

About This Home

Precious newly renovated 4-bedroom, 3-bath home located in the highly sought-after Bay St. Louis community. Just a short walk to the beach and downtown Bay St. Louis, offering easy access to shopping, dining, and local entertainment. This home has been recently leveled and features a newly added primary suite on the main level with a gorgeous bathroom and walk-in closet. The open-concept kitchen flows seamlessly into the living area, creating an ideal space for entertaining. Enjoy outdoor living on the screened-in back porch, perfect for relaxing or hosting guests. Additional features include a fully fenced backyard, garage/shed, irrigation system, and the home is not located in a flood zone. The home has recently been used as a VRBO and offers income-producing potential, making it ideal as a primary residence, second home, or investment property. A wonderful opportunity to own a move-in ready home in one of Bay St. Louis' most desirable areas.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Kitchen Island,Open Floorplan
  • Door features: Dead Bolt Lock(s)
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,125
  • Total interior livable area: 2,125 sqft

Property

Details

  • Parcel number: 149f021021.001

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed,Porch,Rear Porch
  • Exterior features: Lighting
  • Fencing: Back Yard
  • On waterfront: Yes
  • Waterfront features: Beach Access

Lot

  • Lot size: 7,405 sqft
  • Features: City Lot,Near Beach
  • Lot size dimensions: 81 x 91.6

Parking

  • Parking features: Driveway,Garage Faces Front,Gravel
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$1,027$12,324
Property Taxes $417$5,004
Electricity $197$2,371
Total$5,483$65,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,988/yr
40% on housing$164,490/yr
45% on housing$146,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$168
Hancock County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$759,900
2026-02-09Listed for sale$784,900
2025-10-12Listing removed--
2025-07-10Listed for sale$699,000
2025-07-10Listing removed$699,000
2025-03-14Price change$699,000
2024-09-24Price change$710,000
2024-07-10Listed for sale$725,000
2024-07-09Listing removed--
2024-06-25Price change$699,000
2024-05-01Price change$769,000
2024-03-13Listed for sale$789,000
2023-04-04Sold--
2023-03-07Pending sale$715,000
2023-02-10Listed for sale$715,000
2015-05-29Sold--
2012-08-17Sold--

For Sale by Agent

AgentChristina C Burks
BrokerageCentury 21 J. Carter & Company

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