6151 Old Hill Rd, Bay Saint Louis, MS, 39520
About This Home
Charming cottage nestled on a spacious half-acre lot in the peaceful Hancock County area, offering the perfect blend of privacy and coastal living. This home features a cozy layout filled with natural light, surrounded by plenty of outdoor space for gardening, entertaining, or simply enjoying the serene surroundings. With room to expand, park boats or RVs, and create your own backyard retreat, this property is ideal as a full-time residence, vacation getaway, or investment opportunity. Fill dirt has been brought in for an RV pad. Conveniently located near the water while still providing a quiet, laid-back atmosphere, this gem is a rare find with endless potential. Buyer and Buyers agent to verify all information. Please allow 24-48 hours for appointment to see the inside.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Pilings/Steel/Wood
- Roof: Architectural Shingles
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 602
- Total interior livable area: 602 sqft
Property
Details
- Parcel number: 176013056.000
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Private Yard
Lot
- Lot size: 0.53 Acres
- Features: Cleared
- Lot size dimensions: 208 x 110 x 208 x 110
Parking
- Parking features: Private
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Wildfire
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $434 | $5,208 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $47 | $564 |
| Electricity | $192 | $2,304 |
| Total | $789 | $9,468 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $86,000 |
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