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990 Black Oak Rd, Eau Claire, WI, 54701

5beds
4baths
4,945sqft
$599,900
$121price/sqft
$4,349/moest. monthly cost
$173,960/yrincome needed

About This Home

Incredibly convenient & very private expansive ranch home on a gorgeous 5 acre lot - if you love character, woodland charm & custom home living, buy this. From the established perennial landscaping to the inviting horseshoe driveway, this home will get you excited if you are looking for a huge kitchen, multiple living spaces & multiple garages (6!). Unbelievable value at this price point - bonus features include large, workout room in the lower level overlooking the back wooded lot that is so coveted in southside Eau Claire homes. Workout room features sauna, outdoor access in the walk out basement. Perfect home for multigenerational living! Lower level also features a studio apt space w/ 3.4 bath, family room w/ woodburning fireplace, built-ins & wetbar. Kitchen is perfect for the foodie who needs a gas range, stainless wall oven & built-in coffee bar. Large island provides tons of workspace. Gorgeous natural light w/ windows & skylights everywhere. Experience the outdoors inside during every season in the sunroom off the kitchen. Dining room features coffered ceilings, curl up on the window seat in the living room, soak in the super deep jetted tub in the master bath featuring gorgeous handmade vintage tile - the list goes on. Homes like this are meant to be lived in, make it yours!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Delong Middle SchoolGrades 6-84.8 mi
10/10
Memorial High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Cooktop,Dryer,Electric Water Heater,Exhaust Fan,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Single Tenant Access,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Level: Main
  • Area: 480
  • Dimensions: 24x20

Bedroom3

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 187
  • Dimensions: 11x17

Dining Room

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Family Room

  • Level: Lower
  • Area: 704
  • Dimensions: 22x32

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 1,274
  • Finished area above ground: 3,671

Foyer

  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,945
  • Total interior livable area: 4,945 sqft

Kitchen

  • Level: Main
  • Area: 340
  • Dimensions: 17x20

Laundry

  • Level: Lower
  • Area: 128
  • Dimensions: 8x16

Living Room

  • Level: Main
  • Area: 323
  • Dimensions: 17x19

Office

  • Level: Lower
  • Area: 384
  • Dimensions: 32x12

Recreation Room

  • Level: Lower
  • Area: 460
  • Dimensions: 23x20

Sauna

  • Level: Lower
  • Area: 60
  • Dimensions: 6x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 024114605000
  • Zoning description: Residential-Single Family
  • Foundation area: 4945

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 5 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 233 x 933

Parking

  • Total spaces: 6
  • Parking features: Attached,Detached Garage,Asphalt,Concrete,Multiple Garages
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$259$3,108
Property Taxes $593$7,116
Electricity $464$5,576
Total$4,349$52,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,108/yr
40% on housing$130,470/yr
45% on housing$115,973/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 54701$223
Eau Claire County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54701$172
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$599,900
2026-07-31Listed for sale$599,900
2024-11-07Sold$500,000
2024-10-18Pending sale$499,900
2024-10-18Contingent$499,900
2024-10-16Price change$499,900
2024-09-23Price change$534,900
2024-07-31Price change$544,900
2024-07-21Price change$554,900
2024-07-04Price change$569,900
2024-06-19Price change$584,900
2024-06-05Price change$599,900
2024-05-22Listed for sale$614,900
2010-09-01Sold$200,000
2010-03-09Sold$284,170

For Sale by Agent

AgentKnelly Dettinger
BrokerageKeller Williams Premier Realty

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