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644 E Main Street, Fairchild, WI, 54741

5beds
6baths
2,136sqft
$189,900
$89price/sqft
$1,532/moest. monthly cost
$61,280/yrincome needed

About This Home

Property in need of significant TLC and being sold as-is; no repairs will be made. Spacious home with main floor living and an open concept layout. Bedrooms previously had wardrobe closets that would need to be reinstalled. Includes a small efficiency apartment with an attached shower house and a detached 3+ car garage. The previous owners operated a small campground on the grounds, and the home was also used to rent rooms to traveling professionals, functioning somewhat like a small B&B. Great opportunity for investors, entrepreneurs, or buyers with vision. Buyers should verify with the village regarding potential uses, zoning, and future development possibilities. Showing restrictions: Daytime showings only as power and plumbing are off. Financing restrictions: FHA and VA loans not eligible.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Osseo Elementary SchoolGrades PK-513.3 mi
4/10
Osseo Middle SchoolGrades 6-813.6 mi
5/10
Osseo-Fairchild High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Property condition: 11-20 Years
  • Year built: 2006

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Manufactured On Land

Interior

Appliances

  • Appliances included: Dishwasher,Range/Oven,Range Hood,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Block

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 130

Bedroom4

  • Level: Main
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Features

  • High Speed Internet
  • Finished area below ground: 0
  • Finished area above ground: 2,136

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 2,136
  • Total interior livable area: 2,136 sqft

Kitchen

  • Level: Main
  • Area: 408

Living Room

  • Level: Main
  • Area: 336

Master Bedroom

  • Level: Main
  • Area: 208

Property

Details

  • Parcel number: 1812622505354400001
  • Zoning: Residential
  • Exclusions: Excluded:sellers Personal

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterfront features: Pond
  • Living area range: 2001-2500

Lot

  • Lot size: 13.34 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Total spaces: 4
  • Parking features: 4 Car,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$62$744
Property Taxes $310$3,720
Electricity $200$2,408
Total$1,532$18,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,525/yr
40% on housing$45,960/yr
45% on housing$40,853/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 54741$139
Eau Claire County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54741$305
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$213,900
2026-04-02Listed for sale$220,900
2026-03-30Contingent$220,900
2026-03-14Listed for sale$220,900

For Sale by Agent

AgentMary Rufledt
BrokerageElite Realty Group, LLC

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