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2320 JAMES AVENUE, Altoona, WI, 54720

2beds
3baths
2,340sqft
$385,000
$165price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

Ranch style living in a wonderful neighborhood waits you in this 2 bed, 2.5 bath home with attached 2 car garage and garden shed. Very well maintained home features force air furnace, central air, oak cabinets, black stainless kitchen appliances, washer dryer hook up on main level and lower level. A new owner could add a egress window in the basement to add another bedroom if they needed or wanted to. Close to schools, parks and all the amenities for shopping and fun. Give this some fresh paint and update flooring and you can have yourself a stunning single family home!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Grades 4-5 IntermediateGrades 4-50.4 mi
6/10
Altoona Middle SchoolGrades 6-80.4 mi
7/10
Altoona High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1994

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Microwave,Washer,Dryer

Bathroom

  • Features: Master Bedroom Bath

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 900
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1820122709233300009
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Living area range: 2001-2500

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$146$1,752
Property Taxes $537$6,444
Electricity $219$2,638
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 54720$163
Eau Claire County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 54720$163
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-21Listed for sale$385,000
2026-04-24Sold$265,000
2026-04-18Pending sale$299,900
2026-03-04Listed for sale$299,900

For Sale by Agent

AgentKELLY WEILER
BrokerageFAMILY TREE REALTY, LLC

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