1017 Main St NW, Elk River, MN, 55330
About This Home
Looking for a home with real character and the chance to build some serious equity? This two-bedroom, two-bathroom gem in Elk River is packed with potential and ready for your personal touch. From the moment you walk in, you will love the bright, airy living room centered around a classic brick fireplace. The layout flows perfectly into a formal dining space, making it easy to picture yourself hosting friends and family. Upstairs, the bedrooms offer incredible charm with their cozy, angled ceilings and plenty of natural light. The real showstopper is waiting right outside the back door. You will find an expansive wraparound deck with multiple zones for grilling, dining, or just relaxing with your morning coffee. The deck overlooks a huge, leafy backyard filled with mature trees, giving you a private retreat right at home. If you have been searching for a property with great bones where you can roll up your sleeves and add your own style, this is the one. Come see it for yourself and schedule a private tour today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1929
Materials
- Roof: Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Lower Level,In Unit
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedroom
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Bedroom2
- Level: Upper
- Area: 198
- Dimensions: 11 x 18
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,245
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,325
- Total interior livable area: 1,245 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10 x 12
Living Room
- Level: Main
- Area: 450
- Dimensions: 25 x 18
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 75004140011
- Zoning description: Residential-Single Family
- Foundation area: 894
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Wrap Around
- Fencing: None
Lot
- Lot size: 5,662 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $304 | $3,648 |
| Electricity | $170 | $2,050 |
| Total | $2,010 | $24,120 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $274,900 |
View on Zillow