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38 Fish And Game Rd, Mountain Home, AR, 72653

5beds
3baths
3,889sqft
$450,000
$116price/sqft
$3,091/moest. monthly cost
$123,640/yrincome needed

About This Home

5 bedroom, 3 bath home overlooking beautiful Norfork Lake with stunning year-round water views, situated on 3.18 acres M/L offering space, privacy, and a peaceful natural setting. This spacious property features abundant storage and a second kitchen located in the basement for a functional lower-level living setup. Enjoy a spacious outdoor patio perfect for relaxing or entertaining while taking in panoramic lake scenery, including front-row views of the annual Norfork Lake fireworks show right from your backyard. A detached shop with a bonus room adds exceptional versatility—ideal for hobbies, workspace, guests, or additional storage. Whether you’re seeking a full-time residence, vacation getaway, or investment opportunity, this property delivers acreage, functionality, and unbeatable lake living in one exceptional package.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Lake Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Electric Range,Water Softener Owned
  • Laundry features: Washer/Dryer Hookups

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Heat Pump,Electric,Central Air

Interior Area

  • Total structure area: 3,889
  • Total interior livable area: 3,889 sqft

Property

Details

  • Parcel number: 00205366000

Features

  • Waterbody name: Lake Norfork
  • Living area range: 3001-4000

Lot

  • Lot size: 3.18 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance $359$4,308
Property Taxes $176$2,112
Electricity $281$3,379
Total$3,091$37,092

Income You'd Need if You Spent...

35% on housing$105,977/yr
40% on housing$92,730/yr
45% on housing$82,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 72653$158
Baxter County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 72653$143
Baxter County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$480,000
2024-12-20Sold$410,000
2024-11-07Price change$400,000
2024-08-06Listing removed--
2024-06-07Listed for rent$960
2023-10-19Price change$410,000
2023-09-27Price change$425,000
2023-09-08Price change$450,000
2023-03-22Listed for sale$460,000
2021-06-15Sold$360,000
2021-04-12Pending sale$360,000
2020-12-02Price change$360,000
2020-02-09Listed for sale$340,000
2017-08-31Sold$279,000

For Sale by Agent

AgentTaylor Smith
BrokerageBAXTER REAL ESTATE COMPANY

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