1295 W Main St, Cotter, AR, 72626
About This Home
Adorable and affordable!! This well maintained 1 bed, 1 bath home features a spacious oversized primary bedroom, a durable metal roof, and a 1-car attached carport. Conveniently located just 5 minutes from the World Famous White River and Cotter Springs, it’s the perfect getaway for fishing enthusiasts. Whether you’re looking for a part-time fishing retreat, rental investment, or affordable and simple full-time living, this property o ers great opportunity at an excellent value!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Range,Microwave,Washer,Dryer
- Laundry features: Washer/Dryer Hookups
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 936
- Total interior livable area: 936 sqft
Property
Details
- Parcel number: 00400552000
Features
- Living area range: 801-1000
Lot
- Lot size: 0.33 Acres
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Winter Weather
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Arkansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance | $107 | $1,284 |
| Property Taxes | $56 | $672 |
| Electricity | $134 | $1,616 |
| Total | $1,030 | $12,360 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $137,000 |
| 2026-07-06 | Listed for sale | $145,000 |
| 2026-01-21 | Sold | $15,000 |
| 2024-11-12 | Sold | $125,000 |
| 2024-01-30 | Sold | $79,000 |
For Sale by Agent
View on Zillow