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11148 191st Ave NW, Elk River, MN, 55330

5beds
2baths
2,394sqft
$375,000
$157price/sqft
$2,708/moest. monthly cost
$108,320/yrincome needed

About This Home

This beautiful five bedroom two bath home lies in the middle of the Deerfield neighborhood surrounded by parks and greenery. Just a short drive from this quant, heavily wooded neighborhood brings you to the multiple shopping centers lining hwy 169 that provide everything one could need. The gorgeous natural oasis of a back yard makes you question whether you are still in the city limits. Inside you will be greeted by a cozy fireplace in the living room, along with a stunning view out the new sliding glass door to the recently renovated deck. The open floor plan of the main level gives a very spacious feel, while also allowing privacy for the three bedrooms down the hall. Down the stairs in the living room you will find an expansive walkout basement, with a small kitchenette attached to the large family room. Around the corner are the last two bedrooms with their own private full bath. Come check it out now before you miss your chance at this extremely well kept home on the edge of Elk River.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Parker Elementary SchoolGrades K-50.7 mi
7/10
Salk Middle SchoolGrades 6-81.2 mi
8/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,In Kitchen,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedroom4

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Bedroom5

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Family Room

  • Level: Lower
  • Area: 234
  • Dimensions: 18x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,294

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,394 sqft

Kitchen

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Kitchen2Nd

  • Level: Lower
  • Area: 192
  • Dimensions: 12x16

Laundry

  • Level: Main
  • Area: 28
  • Dimensions: 7x4

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 75005160470
  • Zoning description: Residential-Single Family
  • Foundation area: 1294

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 0.36 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 75 x 211

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$200$2,400
Property Taxes $411$4,932
Electricity $201$2,422
Total$2,708$32,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,845/yr
40% on housing$81,240/yr
45% on housing$72,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 55330$179
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55330$187
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$375,000
1998-07-21Sold$125,500

For Sale by Agent

AgentGregory B Nelson
BrokeragePortland Realty

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