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1978 Aspen Valley Ln, Ionia, MI, 48846

3beds
3baths
2,011sqft
$340,000
$169price/sqft
$2,598/moest. monthly cost
$103,920/yrincome needed

About This Home

Welcome to your dream home in this newly constructed condo, designed for modern living and ultimate convenience. The open-concept main floor boasts a luxurious master suite, complete with a spacious bath and a walk-in closet. Enjoy the ease of main floor living with a dedicated laundry room and a cozy living room featuring a stunning fireplace perfect for relaxing nights. The finished basement expands your living options with two additional bedrooms and a full bath. This condo seamlessly combines style, comfort, and functionality for a perfect place to call home.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
A.A. Rather SchoolGrades PK-50.7 mi
5/10
Ionia Middle SchoolGrades 6-82.0 mi
4/10
Ionia High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Center Island,Eat-in Kitchen,Pantry
  • Window features: Low-Emissivity Windows,Insulated Windows
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,SEER 13 or Greater

Interior Area

  • Total structure area: 1,105
  • Total interior livable area: 2,011 sqft

Property

Details

  • Parcel number: 20130000000500
  • Zoning description: RES

Features

  • Stories: 1

Lot

  • Features: Level,Sidewalk,Ravine,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Tornado

FEMA Declared Disasters in Ionia County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$204$2,448
Property Taxes $456$5,472
Electricity $219$2,632
Total$2,598$31,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,074/yr
40% on housing$77,940/yr
45% on housing$69,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 48846$130
Ionia County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 48846$140
Ionia County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Listed for sale$355,000
2025-12-17Listing removed$355,000
2025-10-13Listed for sale$355,000
2025-10-10Listing removed$359,900
2025-08-01Listed for sale$359,900

New Construction

AgentCathy A Hoppough
BrokerageKW Rivertown Hoppough

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