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3440 Wanamaker Way, Sioux City, IA, 51106

5beds
3baths
3,348sqft
$649,000
$194price/sqft
$4,929/moest. monthly cost
$197,160/yrincome needed

About This Home

Wow—this is the one you've been waiting for! Don't miss this stunning, absolutely prestine 5-bedroom, 3-bath ranch in the highly desirable Whispering Creek neighborhood. Offering the perfect blend of style, space, and functionality, this home checks every box. The open-concept main floor features three spacious bedrooms, convenient main-floor laundry, a generous dining area, and a desirable split-bedroom floor plan. The beautifully appointed kitchen showcases rich dark cabinetry, quartz countertops throughout, and plenty of space for entertaining. The impressive primary suite is a true retreat, featuring an oversized walk-in closet that's larger than many bedrooms, along with a luxurious en-suite bath complete with dual vanities, abundant counter space, and a beautifully tiled walk-in shower. The fully finished lower level is designed for entertaining and everyday living, offering a large family room with a fireplace, game area, wet bar, multiple TV hookups, two spacious bedrooms, a dedicated office or workout room, a safe room, and ample storage. Outside, you'll love the oversized fenced yard, covered deck, professional landscaping, underground sprinkler system, and spacious 3-stall attached garage. Why wait for new construction when you can have it all today? This exceptional home is move-in ready and truly a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

10/10
7/10
East Middle SchoolGrades 6-81.3 mi
5/10
East High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Entrance Foyer
  • Finished area below ground: 1,289
  • Finished area above ground: 2,059

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,348
  • Total interior livable area: 3,348 sqft

Property

Details

  • Parcel number: 884709277007

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.48 Acres
  • Features: Landscaped,Lawn Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Drought
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$512$6,144
Property Taxes $887$10,644
Electricity $249$2,996
Total$4,929$59,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,994/yr
40% on housing$147,870/yr
45% on housing$131,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$150
Woodbury County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$629,000
2026-07-27Price change$649,000
2026-07-01Listed for sale$669,000
2021-10-01Sold$468,000
2021-08-24Listed for sale$475,000
2020-10-19Sold$405,000
2020-07-10Price change$449,950
2020-05-09Price change$455,000
2020-03-07Listed for sale$465,000

For Sale by Agent

AgentToni Delfs
BrokerageKeller Williams Siouxland

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