




18184 Gary St NW, Elk River, MN, 55330
About This Home
This well-maintained split-entry offers the perfect blend of comfort, space, and convenience. Just minutes from Lake Orono Park, including the popular off-leash dog park, and with quick access to Highways 169 and 101, this location makes commuting and outdoor recreation a breeze. The bright, open main level features vaulted ceilings, updated flooring, and abundant natural light streaming through the oversized front picture window and patio door. The kitchen with center island flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Step outside to the spacious deck, perfect for summer barbecues, entertaining guests, or simply unwinding with a quiet evening overlooking the backyard. Spacious bedrooms provide comfortable retreats, while the lower level offers additional living space ideal for hosting family events or a gathering to watch the game! Complete with an attached 2-car garage and beautifully maintained yard, this move-in-ready home is ready for its next owners. Schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1996
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Basement,Gas Dryer Hookup,Laundry Room,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Finished,Full,Storage Space,Walk-Out Access
Bedroom
- Level: Upper
- Area: 117
- Dimensions: 13x9
Bedroom2
- Level: Upper
- Area: 99
- Dimensions: 11x9
Bedroom3
- Level: Lower
- Area: 156
- Dimensions: 13x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: Upper
- Area: 280
- Dimensions: 20x14
Dining Room
- Level: Upper
- Area: 100
- Dimensions: 10x10
Family Room
- Level: Lower
- Area: 364
- Dimensions: 26x14
Features
- Finished area below ground: 866
- Finished area above ground: 878
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,744
- Total interior livable area: 1,744 sqft
Kitchen
- Level: Upper
- Area: 120
- Dimensions: 12x10
Living Room
- Level: Upper
- Area: 161
- Dimensions: 14x11.5
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 755650706
- Zoning description: Residential-Single Family
- Foundation area: 866
Features
- Levels: Multi/Split
- Pool features: None
- Patio & porch: Deck
Lot
- Lot size: 10,454 sqft
- Features: Near Public Transit,Tree Coverage - Light
- Lot size dimensions: 82 x 127
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $376 | $4,512 |
| Electricity | $170 | $2,050 |
| Total | $2,474 | $29,688 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $345,000 |
| 2014-09-19 | Sold | $172,000 |
| 2007-10-30 | Sold | $140,000 |
| 1996-06-06 | Sold | $104,177 |
| 1996-02-07 | Sold | $24,900 |
