See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1531 8th Ave SE, Saint Cloud, MN, 56304

3beds
2baths
2,332sqft
$225,000
$96price/sqft
$1,731/moest. monthly cost
$69,240/yrincome needed

About This Home

In Demand Area! Located one block from Munsinger Gardens & Riverside Park and conveniently just across the bridge from the St. Cloud State University campus. Oversized 2-car garage. Buyer and Agent to verify all measurements.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-81.3 mi
3/10

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Drainage System,Finished,Full,Partially Finished,Storage Space,Sump Pump

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Level: Lower
  • Area: 286
  • Dimensions: 22x13

Features

  • Finished area below ground: 460
  • Finished area above ground: 1,396

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Sitting Room

  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 854014505
  • Zoning description: Residential-Single Family
  • Foundation area: 936

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 9,626 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 74 x 130

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$169$2,028
Property Taxes $229$2,748
Electricity $196$2,360
Total$1,731$20,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,348/yr
40% on housing$51,930/yr
45% on housing$46,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 56304$130
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 56304$141
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$235,000
2023-05-17Sold$265,000
2023-04-21Pending sale$265,000
2022-09-07Price change$265,000
2022-08-04Price change$270,000
2022-06-28Price change$275,000
2022-06-10Listed for sale$289,000
2016-05-01Listing removed$185,900
2015-10-05Listed for sale$185,900
2005-01-28Sold$100,000

For Sale by Agent

AgentBob Elliot
BrokerageRES Realty

Similar Homes