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1537 11th Ave SE, Saint Cloud, MN, 56304

0beds
0baths
1,180sqft
$60,000
$51price/sqft
$565/moest. monthly cost
$22,600/yrincome needed

About This Home

Investor special! This home has been completely gutted and is ready for the next owner to bring their vision to life. Previously a 3 bedroom, 1 bathroom home, but could function well as a 2 bedroom, 1 bathroom layout. Situated on a spacious .32 acre city lot in a convenient location near St. Cloud State University and Mugsinger Gardens. Cash buyers only. Great opportunity for an investor, flipper, or builder looking for their next project.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-81.5 mi
3/10

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,180

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,180
  • Total interior livable area: 1,180 sqft

Other

  • Level: Main
  • Area: 1056
  • Dimensions: 24x44

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 85004018505
  • Zoning description: Residential-Single Family
  • Foundation area: 1180

Features

  • Levels: One
  • Stories: 1
  • Fencing: None

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 108 x 130

Parking

  • Total spaces: 1
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$45$540
Property Taxes $47$564
Electricity $170$2,050
Total$565$6,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,371/yr
40% on housing$16,950/yr
45% on housing$15,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 56304$133
Sherburne County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 56304$141
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$60,000
2026-06-08Price change$65,000
2026-05-20Listed for sale$69,000
2025-09-04Sold$50,000
2025-08-22Pending sale$75,000

For Sale by Agent

AgentMacy Ceaser
BrokerageRE/MAX Results

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