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107 First Street, Colchester, VT, 05446

2beds
2baths
924sqft
$85,000
$92price/sqft
$699/moest. monthly cost
$27,960/yrincome needed

About This Home

Welcome home to this well-maintained 2-bedroom, 2-bath manufactured home offering comfortable one-level living and a thoughtfully designed layout. The open-concept living, dining, and kitchen area creates a bright, inviting space that's perfect for everyday living or entertaining. The spacious living room easily accommodates your favorite furniture and a large-screen TV, making it the ideal place to relax. The kitchen features abundant counter space, generous cabinetry, and a convenient pantry closet to keep everything organized. Just off the kitchen, you'll find the laundry area, a full bathroom with a tub, and a handy side entrance for easy access. Designed with privacy in mind, the two bedrooms are located at opposite ends of the home. The primary suite includes its own three-quarter bathroom, while the second bedroom enjoys convenient access to the full bath. Outside, a storage shed provides additional space for tools, lawn equipment, or seasonal items. Combining a functional floor plan with practical features throughout, this home is ready for its next owner to move in and make it their own.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

--
Union Memorial SchoolGrades PK-20.5 mi
8/10
Colchester Middle SchoolGrades 6-82.3 mi
9/10
Colchester High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Exterior,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Range Hood,Refrigerator,Other Water Heater
  • Laundry features: 1st Floor Laundry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Dining,Kitchen/Family
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 924

Heating & Cooling

  • Heating features: Kerosene,Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: 15304818688
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Features: Leased

Parking

  • Total spaces: 1
  • Parking features: Paved,Assigned,Parking Spaces 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance $16$192
Property Taxes $0$0
Electricity $254$3,053
Total$699$8,388

Income You'd Need if You Spent...

35% on housing$23,965/yr
40% on housing$20,970/yr
45% on housing$18,640/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 05446$245
Chittenden County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 05446$270
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$85,000
2012-08-20Sold$43,000
2006-10-24Sold$52,184
2006-05-26Sold$23,500
2000-10-15Sold$24,661

For Sale by Agent

AgentThe Malley Group
BrokerageKW Vermont

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