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5 Black Dog Lane, Underhill, VT, 05489

5beds
3baths
3,446sqft
$667,000
$194price/sqft
$4,718/moest. monthly cost
$188,720/yrincome needed

About This Home

Set on nearly 13 picturesque acres of rolling fields and woodlands, this classic Vermont farmhouse offers the perfect blend of timeless character, modern comfort, and exceptional opportunity. Complete with two permitted 3± acre lots, a spring-fed pond, in-ground pool, dual solar trackers, and a massive two-story barn, this remarkable property is ready to accommodate your dreams. A beautifully landscaped entry welcomes you into the expansive sunroom, where slate tile flooring, a beadboard ceiling, and walls of windows fill the space with natural light. The adjoining eat-in kitchen features a massive center island overlooking the cozy den with a Hearthstone wood stove. Entertain with ease in the formal dining room with nearby access to the covered porch, an ideal setting for relaxing summer evenings. Hardwood floors flow through the adjacent family and living rooms, where a newer Harmon pellet stove provides additional warmth, while a first-floor office or optional bedroom adds flexibility. Upstairs, the spacious primary suite features a wall of windows, a wood-burning fireplace, and an en suite bath. Four additional bedrooms with original wide-board pine flooring, an updated full bath, and a charming reading nook provide abundant space for family and guests. Outside, enjoy endless summer days on the stamped concrete patio surrounding the in-ground pool, or explore the rolling meadows, mature woodlands, stone walls, and spring-fed pond. The enormous two-story milk barn offers endless possibilities for hobbies, livestock, storage, workshops, or future ventures. Two subdivided 3± acre lots w/ ww permits provide flexibility for future development, investment, or resale. Dual solar trackers help offset energy costs, while energy updates and a Buderus boiler creates efficiencies through Vermont's winters. Rich in character, overflowing with possibilities, and surrounded by the beauty of the Vermont countryside, this extraordinary property is ready for its next owners.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
10/10
Mt. Mansfield Usd #17Grades 9-127.4 mi

Construction

Condition

  • Year built: 1869

Materials

  • Foundation: Concrete,Fieldstone
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Wall Oven,Refrigerator,Washer,Water Heater off Boiler,Owned Water Heater,Tank Water Heater,Exhaust Fan
  • Laundry features: Laundry Hook-ups,1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Insulated,Interior Stairs,Sump Pump,Unfinished,Walkout,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Kitchen/Dining,Living/Dining,Primary BR w/ BA,Natural Light,Natural Woodwork,Walk-In Closet(s)
  • Window features: Screens,Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Hardwood,Parquet,Slate/Stone,Softwood,Vinyl Plank
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,446

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Wood,Baseboard,Hot Water,Zoned,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 4,736
  • Total interior livable area: 3,446 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 3/4 Bathroom,1st Floor Bedroom,1st Floor Hrd Surfce Flr,1st Floor Laundry

Details

  • Parcel number: 66020911183
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered Porch
  • Exterior features: Garden
  • Fencing: Partial
  • Has view: Yes
  • Waterbody name: _Unnamed

Lot

  • Lot size: 12.92 Acres
  • Features: Agricultural,Country Setting,Horse/Animal Farm,Field/Pasture,Landscaped,Rolling Slope,Sloped,Subdivided,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,Direct Entry,Driveway,Garage,Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,372$40,464
Home Insurance $108$1,296
Property Taxes $800$9,600
Electricity $438$5,260
Total$4,718$56,616

Income You'd Need if You Spent...

35% on housing$161,760/yr
40% on housing$141,540/yr
45% on housing$125,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 05489$269
Chittenden County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 05489$211
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$667,000
2026-07-29Price change$667,000
2026-07-15Listed for sale$689,000
2015-12-30Sold$275,000

For Sale by Agent

AgentElliot Rocheleau
BrokerageFlex Realty

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