209 state Street, Rutland, VT, 05701
About This Home
Discover this meticulously renovated 3,200+ sq ft duplex, offering a rare blend of historic charm and modern efficiency. This property has a completed condo conversion, providing the unique opportunity to sell the units individually in the future. The interior features freshly painted spaces and mostly original wood flooring. The first-floor unit boasts an upgraded kitchen and a new primary bathroom. The second-floor unit includes a bright sunroom with mountain views and a 2026 upgrade featuring new stone flooring in both the kitchen and bathroom. Both units offer true utility separation with independent meters for water, electric, and heating. Technical upgrades include updated plumbing and electrical, newer appliances (under 2 years), and two recently serviced furnaces. The exterior features three new composite staircases with solar lighting, EV/RV-ready 30-amp plugs, and a maintained slate roof. The insulated with a dedicated drainage system and vapor barrier, while the attic features 16" of blown-in insulation for maximum efficiency. Security is paramount with a comprehensive 10-camera wireless system, monitored smoke/CO detectors, and smart thermostats. This turnkey property includes a whole-home water filtration system, laundry hookups on both floors, and an active occupancy permit, making it ready for immediate use.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Stone
- Roof: Slate
- Construction materials: Wood Frame,Clapboard Exterior,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: New Englander
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Insulated,Basement Stairs,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 3,234
Heating & Cooling
- Heating features: Oil,Wall Units
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 4,851
- Total interior livable area: 3,234 sqft
Property
Details
- Parcel number: 54017012058
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 6,534 sqft
- Features: Level
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance | $230 | $2,760 |
| Property Taxes | $644 | $7,728 |
| Electricity | $411 | $4,936 |
| Total | $3,656 | $43,872 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Price change | $499,000 |
| 2026-04-16 | Price change | $519,000 |
| 2026-03-11 | Listed for sale | $529,000 |
| 2025-11-20 | Listing removed | $499,000 |
| 2025-10-22 | Price change | $499,000 |
| 2025-10-15 | Listed for sale | $519,999 |
| 2025-10-06 | Listing removed | $519,999 |
| 2025-09-24 | Price change | $519,999 |
| 2025-07-30 | Listed for sale | $499,995 |
| 2025-07-29 | Listing removed | $499,995 |
| 2025-07-07 | Listed for sale | $499,995 |
| 2023-11-09 | Listing removed | -- |
| 2023-10-26 | Listed for sale | $399,000 |
| 2022-10-13 | Sold | $270,000 |
| 2022-07-18 | Listed for sale | $265,000 |
| 2015-06-30 | Sold | $110,000 |
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