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6340 Lamar Ave S, Cottage Grove, MN, 55016

5beds
2baths
2,995sqft
$750,000
$250price/sqft
$5,290/moest. monthly cost
$211,600/yrincome needed

About This Home

Rare opportunity to own a private, highly versatile 3-acre wooded retreat! This unique home features a beautifully adaptable layout, highlighting hardwood floors, rich natural woodwork, and three main-floor bedrooms that offer excellent flexibility. The main level boasts a spacious living room with a stunning vaulted tongue and groove ceiling, while elegant French doors lead from the dining room into a massive 23x23 great room where abounding windows offer panoramic views perfect for bird-watching and enjoying the serenity. The walkout lower level features an existing in-law setup, where an expansive flex/recreation room sits adjacent to a second full kitchen and two additional bedrooms/flex rooms. The outdoor and hobby amenities truly set this property apart. Car enthusiasts and creators will love the 4-car garage capacity, featuring both an attached tuckunder and a detached garage, plus a large 23x26 carport for additional covered vehicle protection. Meandering walking trails lead you through the woods to a back open clearing featuring a greenhouse, storage shed, and a dedicated garden area. Relax on the no-maintenance composite deck, or unwind in the outdoor hot tub tucked privately beneath it. Best of all, enjoy year-round wellness in your private indoor oasis featuring a heated endless pool/swim spa and heated floors. The quaint 29x20 barn is incredibly unique and offers endless options for future use, all while being situated just 25 minutes from MSP airport with an abundance of shopping, dining, and daily conveniences in every direction.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
6/10
10/10
East Ridge High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Post and Beam,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Humidifier,Gas Water Heater,Water Osmosis System,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Egress Window(s),Finished,Full,Storage Space,Tile Shower,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bathroom

  • Level: Lower
  • Area: 90
  • Dimensions: 10x9

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Level: Lower
  • Area: 140
  • Dimensions: 14x10

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,334
  • Finished area above ground: 1,661

Flex Room

  • Level: Lower
  • Area: 260
  • Dimensions: 20x13

Great Room

  • Level: Main
  • Area: 528
  • Dimensions: 24x22

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,112
  • Total interior livable area: 2,995 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Kitchen2Nd

  • Level: Lower
  • Area: 264
  • Dimensions: 22x12

Living Room

  • Level: Main
  • Area: 351
  • Dimensions: 27x13

Other

  • Level: Lower
  • Area: 460
  • Dimensions: 20x23

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0202721140006
  • Zoning description: Residential-Single Family
  • Foundation area: 2140

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: In Ground,Heated,Indoor
  • Patio & porch: Composite Decking,Deck
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: None

Lot

  • Lot size: 3.02 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: 182 x 661 x 216 x 661

Parking

  • Total spaces: 6
  • Parking features: Carport,Detached Garage,Gravel,Concrete,Electric,Garage Door Opener,Heated Garage,Storage,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$417$5,004
Property Taxes $829$9,948
Electricity $252$3,031
Total$5,290$63,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,371/yr
40% on housing$158,700/yr
45% on housing$141,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$188
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$740,000
2026-07-06Listed for sale$750,000
1998-09-11Sold$205,000

For Sale by Agent

AgentTodd Hanson
BrokerageMorgan And Trust Realty

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