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653 Clermont Cir, Steamboat Springs, CO, 80477

4beds
4baths
2,064sqft
$1,575,000
$763price/sqft
$8,793/moest. monthly cost
$351,720/yrincome needed

About This Home

This 4-bedroom Emerald Heights townhome delivers everyday livability in one of Steamboat’s most desirable communities, offering exceptional updates across three levels that maintain a seamless flow. The main living level is warm and inviting, anchored by a stately floor-to-ceiling stone gas fireplace and enhanced by stunning light hardwood floors, a dedicated dining area, and a beautifully appointed kitchen. JennAir stainless steel appliances, granite countertops, and barstool seating create a natural hub for entertaining. Just off the living space, a covered deck overlooks the courtyard, an ideal setting to unwind and take in the alpenglow over the valley. On the main level, a primary suite serves as a private retreat with its own balcony, a generous walk-in closet, and a spa-like en-suite bath featuring custom glass and stone tile, dual vanities and a separate water closet. A second suite is positioned on its own level upstairs, offering excellent separation and is currently utilized as a private office. The entry level is complete with built-in storage for coats and gear and direct access to the spacious two-car garage. Two additional bedrooms reside on the lower level with Emerald Mountain views. A full bathroom and a conveniently located laundry area round out this level, along with additional storage under the stairs, ensuring there is room for all of your mountain essentials. Meticulously maintained and updated, the home is in excellent condition. Emerald Heights is known for its private setting, with a central green space that provides a peaceful place to enjoy time outdoors. Ideally located between the Ski Area and downtown, this residence offers convenient access to skiing, trails, dining, and shopping. Just minutes away, Rita Valentine Park spans over 35 acres of open space, where you can explore scenic trails and take in breathtaking sunsets. Enjoy lock-and-leave ease with a well-managed HOA providing peace of mind for full-time or second-home owners.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Mountain
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Oven,Refrigerator,Dryer,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Primary Suite,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Hot Water,Radiant

Interior Area

  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: R8179729
  • Zoning description: Single Family
  • Exclusions: No

Features

  • Levels: Three Or More
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 1,742 sqft
  • Features: Landscaped,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,964$95,568
Home Insurance *$276$3,312
Property Taxes $367$4,404
Electricity $186$2,232
Total$8,793$105,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,474/yr
40% on housing$263,790/yr
45% on housing$234,480/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$763This listing

vs Other Active Listings

Avg $/sqft

ZIP 80477
Routt County$778

vs Homes Sold Last Month

Median $/sqft

ZIP 80477$871
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$1,575,000
2022-10-17Sold$1,525,000
2016-08-24Sold$609,900

For Sale by Agent

AgentCam Boyd, Steamboat Sotheby's International Realty, Ben Berend, Steamboat Sotheby's International Realty
BrokerageSteamboat Sotheby's International Realty

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