123 Empire Ln, Bedford, IN, 47421
About This Home
SECLUDED. EXPANSIVE. REFINED. Have you ever imagined owning your own quarry? How about TWO? This remarkable property also features a home that has just undergone a complete renovation. Welcome to this extraordinary estate offering exceptional privacy on 14.25 acres near Lake Monroe, situated along the Lawrence/Monroe County line. A private circular drive winds through evergreens, leading you to a beautifully updated FOUR bedroom, THREE bathroom home tucked into a peaceful clearing. From the moment you arrive, the thoughtfully designed landscaping and inviting outdoor living spaces set the tone for relaxed country living. Inside, you’ll find a spacious living room filled with natural light from brand-new windows, complemented by hardwood flooring throughout for added warmth and character. The main level features two bedrooms, a full bathroom, and a dining area with scenic views. The primary suite is positioned for privacy and includes its own en-suite bathroom. The kitchen is both functional and stylish, offering ample cabinet and countertop space along with access to an additional outdoor gathering area. The lower level expands the living space with a dining area that opens to the backyard and firepit, along with a versatile room ideal for a family or entertainment space, a full bathroom, and direct access to the attached two-car garage. Upstairs, a cozy loft and an additional bedroom provide a quiet retreat. Outdoor amenities are equally impressive, including a large deck, a concrete pad with two 50-amp outlets ready for a hot tub, and a picnic area perfect for entertaining or stargazing. A 28' x 47' detached outbuilding with concrete flooring offers additional space for storage, hobbies, or equipment. Adding to its truly unique appeal, the property features two stunning quarries stocked with fish, creating a private setting for swimming, relaxing, and enjoying the natural beauty of Southern Indiana. Utilities are provided by the Utilities District of Western Indiana and N. Lawrence Water. This rare property combines privacy, natural beauty, and modern updates into one exceptional opportunity.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Exhaust Fan,Electric Water Heater
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Walk-Out Access
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 209
Family Room
- Level: Lower
- Area: 627
Features
- Breakfast Bar,Ceiling Fan(s),Vaulted Ceiling(s),Countertops-Solid Surf,Kitchen Island,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room
- Window features: Skylight(s)
- Flooring: Laminate,Tile
- Attic: Storage
- Finished area below ground: 0
- Finished area above ground: 4,274
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,274
- Total interior livable area: 4,274 sqft
Kitchen
- Level: Main
- Area: 324
Living Room
- Level: Main
- Area: 374
Office
- Level: Lower
- Area: 361
Property
Details
- Parcel number: 470316200056.000006
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Balcony,Fire Pit
Lot
- Lot size: 14.25 Acres
- Features: Irregular Lot,Few Trees,10-14.999,Rural,Landscaped
Parking
- Total spaces: 2
- Parking features: Attached,Circular Driveway,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $515 | $6,180 |
| Property Taxes | $776 | $9,312 |
| Electricity | $391 | $4,701 |
| Total | $5,221 | $62,652 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $725,000 |
| 2026-04-19 | Listing removed | $729,000 |
| 2026-01-13 | Listed for sale | $729,000 |
| 2026-01-11 | Listing removed | $729,000 |
| 2025-12-10 | Price change | $729,000 |
| 2025-09-23 | Price change | $795,000 |
| 2025-08-25 | Listed for sale | $799,900 |
| 2025-08-23 | Listing removed | $799,900 |
| 2025-07-07 | Price change | $799,900 |
| 2025-05-14 | Price change | $849,900 |
| 2025-04-02 | Listed for sale | $950,000 |
| 2023-11-21 | Sold | $159,001 |
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