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460 Kentucky Hollow Rd, Bedford, IN, 47421

5beds
5baths
3,019sqft
$599,900
$199price/sqft
$4,422/moest. monthly cost
$176,880/yrincome needed

About This Home

Welcome to this beautiful ranch-style home offering 3,019 square feet of comfortable living space, a 30 x 22 attached garage, and peaceful surroundings on 32.5 mostly wooded acres. This spacious home features 3 master suites, with 5 bedrooms, 3 full bathrooms, and 2 half baths, perfect for accommodating family and guests alike. Enjoy the well-appointed kitchen with stainless steel appliances, both a formal dining room and a casual dining area, and a cozy fireplace in the living room. Covered porches provide the perfect place to relax and take in the tranquil scenery. Adding even more value, the property includes a second home with 1144 square feet. While it is currently in disrepair, it holds great potential to be renovated into guest quarters, a rental unit, or an in-law suite. This property is a rare combination of spacious living, natural beauty, and investment potential. It is a must see!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
6/10
Bedford Middle SchoolGrades 7-84.9 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Electric Range

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 5

Dining Room

  • Level: Main
  • Area: 238

Features

  • 1st Bdrm En Suite,Open Floorplan,Main Level Bedroom Suite,Custom Cabinetry
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,019

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,019
  • Total interior livable area: 3,019 sqft

Kitchen

  • Level: Main
  • Area: 182

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 470329400020.000006

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch Covered
  • Fencing: Partial

Lot

  • Lot size: 31.50 Acres
  • Features: Irregular Lot,15+,Wooded,Rural

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$441$5,292
Property Taxes $672$8,064
Electricity $276$3,320
Total$4,422$53,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,611/yr
40% on housing$132,660/yr
45% on housing$117,920/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 47421$131
Lawrence County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 47421$132
Lawrence County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-01Listed for sale$599,900

For Sale by Agent

AgentKaren A Goodwine
BrokerageWilliams Carpenter Realtors

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