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5698 Stagecoach Trl N, Stillwater, MN, 55082

3beds
2baths
1,536sqft
$390,000
$254price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

Rare Opportunity! This unique property has served as a successful home business for many years and offers endless possibilities. Welcome to this charming historic home situated on a wonderful homesite in a highly desirable location. The open kitchen & an abundance of sun-filled windows flood the home with natural light. Vaulted ceilings, delightful architectural details, and charming nooks & crannies create character throughout. The spacious walkout lower level provides tremendous flexibility for additional living, work, or storage space. River views from the upper level. A huge heated detached garage with separate electric. Plus, rear parking adds convenience and functionality. Walk to miles of nature trails. Oak Park Heights is poised to become one of the premier St. Croix River destinations, with exciting plans underway to enhance riverfront access, expand trails, and improve scenic views. Enjoy easy access to nature trails, parks, and all the shopping, dining, and entertainment of historic downtown Stillwater. An exceptional value with unlimited potential!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
7/10
Oak-Land Middle SchoolGrades 6-86.1 mi
10/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Block

Bedroom

  • Level: Main
  • Area: 131.44
  • Dimensions: 10.6 x 12.4

Bedroom2

  • Level: Upper
  • Area: 117.42
  • Dimensions: 11.4 x 10.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 118.72
  • Dimensions: 10.6 x 11.2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 456
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main
  • Area: 187.68
  • Dimensions: 13.6 x 13.8

Living Room

  • Level: Main
  • Area: 295.24
  • Dimensions: 12.2 x 24.2

Office

  • Level: Lower
  • Area: 100.58
  • Dimensions: 10.7 x9.4

Sitting Room

  • Level: Upper
  • Area: 123
  • Dimensions: 10 x 12.3

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0302920130017
  • Zoning description: Residential-Single Family
  • Foundation area: 456

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Chain Link,Cross Fenced

Lot

  • Lot size: 10,149 sqft
  • Lot size dimensions: irreg

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$223$2,676
Property Taxes $400$4,800
Electricity $170$2,050
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$230
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$385,000
2026-07-22Price change$390,000
2026-06-23Listed for sale$400,000

For Sale by Agent

AgentJustyna M. Johnson
BrokerageeXp Realty

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