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209 N 18th St, Fort Dodge, IA, 50501

2beds
1baths
1,123sqft
$134,900
$120price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

Charming 2-story home with the big updates already done. This 2 bedroom, 1 bath home offers 1,123 sq ft of living space, a 1-stall garage, and the character of a 1900 build with the peace of mind of major improvements. Approximately 16 years ago, the home was gutted to the studs and rebuilt with new drywall, electrical, plumbing, insulation, and windows. New carpet was also recently installed, making this home feel fresh and move-in ready. A blend charm and updated function.

Getting Around

75
WalkingVery Walkable
23
TransitMinimal Transit
53
BikeBikeable

Schools

3/10
5/10
Fort Dodge Middle SchoolGrades 6-81.2 mi
3/10
Fort Dodge High SchoolGrades 9-120.6 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Stove-Electric,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper
  • Area: 128.9792

Bedroom2

  • Level: Upper
  • Area: 115.3125

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 174.4583

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,123
  • Total interior livable area: 1,123 sqft

Kitchen

  • Level: Main
  • Area: 126.25

Living Room

  • Level: Main
  • Area: 224.4097

Property

Details

  • Parcel number: 0720284009
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 62 x 50

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Winter Weather
Drought
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$301$3,612
Property Taxes $209$2,508
Electricity $121$1,452
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$125
Webster County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Listed for sale$139,900

For Sale by Agent

AgentKeenan Schuur
BrokerageColdwell Banker Associated Realtors

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