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401 S 15th St, Fort Dodge, IA, 50501

3beds
2baths
1,518sqft
$54,900
$36price/sqft
$610/moest. monthly cost
$24,400/yrincome needed

About This Home

Nice income property fully rented.

Getting Around

84
WalkingVery Walkable
24
TransitMinimal Transit
46
BikeSomewhat Bikeable

Schools

3/10
5/10
Fort Dodge Middle SchoolGrades 6-81.5 mi
3/10
Fort Dodge High SchoolGrades 9-121.1 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Steel Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Unit 1: Refrigerator,Gas Range,Unit 2: Refrigerator,Electric Gas,Unit 3: Other,Unit 4: Other,Water Heater: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Other

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,518 sqft

Property

Details

  • Parcel number: 0720459001
  • Zoning description: Residential

Features

  • Exterior features: Other

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 47 x 70

Parking

  • Total spaces: 1
  • Parking features: 1 Car,1 Space,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$122$1,464
Property Taxes $90$1,080
Electricity $121$1,452
Total$610$7,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,914/yr
40% on housing$18,300/yr
45% on housing$16,266/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$126
Webster County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$54,900
2025-10-20Listed for sale$59,000

For Sale by Agent

AgentDave Essing
BrokerageFort Dodge Realty

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