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14861 58th St N APT A2, Stillwater, MN, 55082

1beds
1baths
560sqft
$114,900
$205price/sqft
$945/moest. monthly cost
$37,800/yrincome needed

About This Home

Charming 1-bedroom, 1-bath condo featuring numerous updates! Enjoy new flooring, refreshed ceilings, brand-new stainless steel kitchen appliances, a new window A/C unit, gas water heater, and updated thermostats in both the living room and bedroom. Nestled in the heart of beautiful Stillwater, this home offers easy access to parks, trails, the river, and all the local shops and restaurants this vibrant community has to offer. Siding & Roof replaced 2009. Windows & driveway replaced 2020.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

4/10
6/10
Oak-Land Middle SchoolGrades 6-85.7 mi
10/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Main Level,In Unit

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 560

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0402920110024
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 560

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.36 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: Common

Parking

  • Parking features: Paved Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$65$780
Property Taxes $130$1,560
Electricity $170$2,050
Total$945$11,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,400/yr
40% on housing$28,350/yr
45% on housing$25,200/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 55082$234
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55082$219
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$119,900
2026-03-28Listed for sale$125,000
2026-01-29Listing removed$125,000
2026-01-23Pending sale$125,000
2026-01-20Listed for sale$125,000
2026-01-20Listing removed$129,900
2025-11-20Price change$129,900
2025-10-25Listed for sale$135,000
2004-12-30Sold$72,000
2003-04-14Sold$68,900

For Sale by Agent

AgentRyan Edick
BrokerageReliance Realty Advisers, LLC

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