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307 Lambert St, Central City, PA, 15926

4beds
2baths
2,044sqft
$75,000
$37price/sqft
$728/moest. monthly cost
$29,120/yrincome needed

About This Home

Step inside a home with great bones and an exciting future! The main level has spacious rooms that could be easily refreshed with new flooring, bright paint, and a stylish kitchen makeover. You’ll find both a family room and living room, a formal dining area, convenient main-level laundry with full bath, and convenient mudroom off the kitchen. The upper level shines with newer updates. Fresh Carpet, windows, insulation and an updated bath. The unfinished, 31x31 attic space is waiting for your vision, dreamy primary suite or bonus living space. Relax on the covered front porch or play with your furry friend in the backyard. Paved 3+ car off-street parking spot for added conveinence. Adventure is always close - enjoy summer days at Indian Lake, explore history at the Flight 93 Memorial, or travel through the mountains to Ligonier and Bedford for year-round activities. Bring your ideas and watch it come to life!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Cairnbrook El SchoolGrades K-61.0 mi
6/10

Construction

Condition

  • Property condition: Resale

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Dimensions: 13x12

Bedroom3

  • Level: Upper
  • Dimensions: 13x10

Bedroom4

  • Level: Upper
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 15x12

Family Room

  • Level: Main
  • Dimensions: 15x15

Features

  • Flooring: Carpet,Other

Heating

  • Heating features: Baseboard,Oil

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 2,044 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x8

Laundry

  • Level: Main
  • Dimensions: 9x8

Living Room

  • Level: Main
  • Dimensions: 21x15

Master Bedroom

  • Level: Upper
  • Dimensions: 15x14

Property

Details

  • Parcel number: 110002320

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$64$768
Property Taxes $61$732
Electricity $224$2,692
Total$728$8,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,960/yr
40% on housing$21,840/yr
45% on housing$19,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 15926$134
Somerset County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 15926$79
Somerset County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Price change$107,000
2025-11-03Price change$110,000
2025-10-03Listed for sale$115,000
2006-11-20Sold$27,500

For Sale by Agent

AgentDonna Tidwell
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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