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127 W Main St, Somerset, PA, 15501

7beds
6baths
--sqft
$524,900
--price/sqft
$3,608/moest. monthly cost
$144,320/yrincome needed

About This Home

Solid 3-story brick building in Uptown Somerset, ideally located next to the park! This mixed-use property features 6 total units: 2 fully remodeled commercial spaces with active leases and 4 residential apartments. Recent updates include nearly all new windows, new plumbing throughout, and 2 brand-new boilers installed in 2023. The commercial units boast a complete facelift, while one residential unit is still in need of finishing touches—offering opportunity for added value. Off-street parking for tenants completes the package. A prime blend of character, location, and updates—perfect for investors looking to expand their portfolio or owner-occupants seeking income potential.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

7/10
Eagle View El SchoolGrades 3-51.1 mi
7/10
SOMERSET AREA JR-SR HSGrades 6-120.6 mi
--
Maple Ridge El SchoolGrades PK-21.1 mi

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6

Property

Details

  • Parcel number: 410017110
  • Zoning: Com
  • Zoning description: Com

Lot

  • Lot size: 6,403 sqft
  • Lot size dimensions: 0.147

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$297$3,564
Property Taxes $433$5,196
Electricity $224$2,692
Total$3,608$43,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,702/yr
40% on housing$108,240/yr
45% on housing$96,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15501$112
Somerset County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 15501$115
Somerset County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$524,900
2025-10-13Price change$599,000
2025-08-21Listed for sale$625,000

For Sale by Agent

AgentJoshua Crowe
BrokerageBERKSHIRE HATHAWAY THE PREFERRED REALTY

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