See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

159 Decatur Ave, Elkin, NC, 28621

2beds
1baths
1,590sqft
$225,000
$142price/sqft
$1,550/moest. monthly cost
$62,000/yrincome needed

About This Home

MOTIVATED SELLER!!! $3500 ALLOWANCE AT CLOSING WITH ACCEPTABLE OFFER!!! 1590 square feet, 2 bedrooms, 1 bath 1930's cottage with maximum curb appeal sitting on a full acre lot in a quiet Elkin neighborhood and lots of NEW to talk about is a good place to start. How much NEW? Let's see - new windows, new luxury vinyl floors, new carpeting, new light fixtures through out, new paint, new kitchen and bath countertops, new kitchen and bath sink fixtures, new kitchen appliances. The roof is newer - installed in 2023. I'm running out of space, so let's just agree there's a lot to be excited about, including many original features that give this lovely cottage so much personality. Come see for yourself. PHOTOS WITH FURNISHINGS ARE AI GENERATED FOR LAYOUT OPTIONS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
C B Eller ElementaryGrades PK-51.2 mi
4/10
East Wilkes MiddleGrades 6-83.1 mi
6/10
East Wilkes HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Attic: No Access
  • Finished area above ground: 1,590

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump,Window Unit(s)

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0602233
  • Zoning: R-20A
  • Special condition: Owner Sale

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1 Acres
  • Features: Sloped

Parking

  • Parking features: Driveway,Gravel,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$125$1,500
Property Taxes $88$1,056
Electricity $200$2,405
Total$1,550$18,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,142/yr
40% on housing$46,500/yr
45% on housing$41,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 28621$210
Wilkes County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28621$158
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$225,000
2026-06-21Price change$248,000
2026-06-05Listed for sale$269,900
2020-06-09Sold$40,000

For Sale by Agent

AgentMartha Sloop
BrokerageNorthGroup Real Estate

Similar Homes