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137 Granny's Ridge Road, Ferguson, NC, 28624

3beds
4baths
1,640sqft
$560,000
$341price/sqft
$3,473/moest. monthly cost
$138,920/yrincome needed

About This Home

Sitting atop the ridge inside of the gated community of Leatherwood Mountains is "Hawksview". This is a three bedroom, three and a half bathroom home with more charm than you can imagine. The stone fireplace reaching all the way to the vaulted ceiling is the showpiece of the living room, but the only way to enjoy the fireplace is to stop staring at the unbelievable view from the front deck and covered porch! The front porch and the hot tub make for the perfect spots to enjoy all of the majesty that the Blue Ridge Mountains have to offer. The kitchen of this home has plenty of counter space, cabinetry, a detached island with sink, and the perfect dining nook surrounded by windows. The main level also has a half bathroom adjacent to both the living room and the den around the corner. This den could be used for an office, reading nook, music room, a game room, or with the inspiration available when looking out the window, it would make a great spot for an art studio as well. Off of the kitchen is an entrance to the screened-in porch on the back of the house, providing a wonderful spot to enjoy the outside without having to battle the elements year-round. All three bedrooms have bathrooms en-suite, giving everyone their own space. The bedroom on the main level, and one on the top level, could both be considered primary bedrooms as the square footage allows for plenty of space. Imagine waking up every morning to see views from your bedroom that reach as far as the eyes can see. Small details are apparent all around the house... from critters carved into the support beams, poplar bark surrounding the fireplace, to artistic bowls for sink basins. For the person that is looking for a cozy and charming mountain retreat, there is no need to look any further. The house is located on Granny's Ridge road, which is less than one mile from the gate into Leatherwood Mountains. Because of this central location, this home would work for either a full-time residence, a second home, or even a short-term vacation rental property. Hawksview is on the rental program at Leatherwood Mountains and has consistently been a top performer, bringing in supplemental income for the owners. The home is being offered fully furnished with everything that you would need in order to make this a turn-key purchase with no disruption to the rental schedule, if desired. Leatherwood Mountains has many amenities to offer to homeowners and their guests, including a swimming pool, tennis and pickleball courts, a community pavilion, children's playground, two fishing ponds, multiple streams, and the extensive horseback and hiking trail system that spans over 4000 acres. The retail businesses at the entrance to the community include a seasonal restaurant with a thriving musical performance schedule, equestrian facilities, a campground, state-supported trout waters, a newly constructed zipline course, and a retail store. If you have not come to visit yet, make plans to see this home and Leatherwood Mountains today! This house provides an excellent ownership opportunity inside of Leatherwood, without breaking the bank. Rental history available, call and schedule a showing today, as this home may be gone tomorrow!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
Central Wilkes MiddleGrades 6-816.4 mi
5/10
Wilkes Central HighGrades 9-1216.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Furnished,Hot Tub/Spa
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,640

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump,1 Unit

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Property

Details

  • Parcel number: 2877124743
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple
  • Exterior features: Hot Tub/Spa
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 8.70 Acres

Parking

  • Parking features: Asphalt,Driveway,No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$222$2,664
Property Taxes $220$2,640
Electricity $200$2,405
Total$3,473$41,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,074/yr
40% on housing$104,190/yr
45% on housing$92,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 28624$298
Wilkes County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 28624$209
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-13Listed for sale$589,500
2021-02-10Sold$380,000
2021-01-20Pending sale$398,800
2021-01-04Contingent$398,800
2021-01-04Pending sale$398,800
2020-07-29Price change$398,800
2019-08-15Price change$418,700
2018-08-29Listed for sale$447,300

For Sale by Agent

AgentTrevor Whitson
BrokerageLeatherwood Mountains Homes & Sales, Llc.

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