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190 Wagon Ridge Lane, Ferguson, NC, 28624

1beds
1baths
393sqft
$399,000
$1,015price/sqft
$2,532/moest. monthly cost
$101,280/yrincome needed

About This Home

Calling all "do it yourself" ers!! These two lots and barndominium located inside the gated community of Leatherwood Mountains are now for sale. After many years of enjoying this unique property the owners have decided to open it up for purchase! If you are an equestrian enthusiast, or someone looking to stay on-site as you build your dream mountain home, these parcels may be just what you are looking for. This property has more than one additional building site and could be developed with two additional homes, or one lot could be sold off at a later date. The two stalls underneath the living area include a French draining system that was hand-dug, making sure that no moisture stays in and providing plenty of room for your four-legged friends. The paddock area above the parking gives a spot for horses to stretch their legs when not staying in the stalls, or riding on the trail system. With this property being located in the Wagon Ridge section of Leatherwood, riding directly off of the property onto the expansive trail system is easy to do! The first lot has not been built on yet and has an elevated building site, providing the opportunity for views facing south and west. The first lot also has an additional area for a separate driveway. Just before you get to the paddock area on the second lot is also an additional site for a home to be built, turning the current home into a guesthouse if you so desire. Nature surrounds this property and the potential is just waiting on the right person to turn this into a fantastic equestrian property. The amenities at Leatherwood Mountains include a community pavilion, swimming pool, tennis and pickleball courts, two fishing ponds, a children's playground, and a trail system that stretches over approximately 5,000 acres and over 50 miles of horseback and hiking trails. The retail businesses at the entrance to Leatherwood Mountains include a campground, covered riding arena, outdoor riding ring, round training pen, a seasonal restaurant, guided trail riding program, an event center, and more! With all that is offered at Leatherwood Mountains Resort, you can certainly find plenty to entertain the whole family... of you can simply get away from it all with the tranquility of these properties. The covered back porch on the house makes for a very peaceful cup of coffee in the morning, or a glass of wine in the evening. These properties are truly unique, but the sky is the limit with what can be done. If you can see your vision, you can live here while you make it come true! Owners have enjoyed this barndominium/cabin for many years in all different seasons. This is truly a one of a kind property with all kinds of potential. Schedule a time to come and see it today!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
4/10
Central Wilkes MiddleGrades 6-817.7 mi
4/10
Wilkes Central HighGrades 9-1217.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal
  • Construction materials: Block,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 393

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 666
  • Total interior livable area: 393 sqft

Property

Details

  • Parcel number: 2867573275
  • Zoning description: Residential
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Horse Facilities

Lot

  • Lot size: 11 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$158$1,896
Property Taxes $157$1,884
Electricity $200$2,405
Total$2,532$30,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,811/yr
40% on housing$75,960/yr
45% on housing$67,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,015This listing

vs Other Active Listings

Avg $/sqft

ZIP 28624$311
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28624$209
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$399,000

For Sale by Agent

AgentTrevor Whitson
BrokerageLeatherwood Mountains Homes & Sales, Llc.

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