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582 Deer Crossing Lane, Lenoir, NC, 28645

2beds
2baths
912sqft
$289,600
$318price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

Tucked away in the mountains of North Carolina, located in the Deer Crossing Gated community. “This charming red home stands out; its bold exterior pairs beautifully with its natural surroundings, great for outdoor enthusiasts. The area offers endless opportunities. Just Minutes from Blowing Rock, the Blue Ridge Parkway, Appalachian Ski Resort, shopping, and dining. Scenic hiking trail and abundant wildlife. This 2-bedroom, 2-bathroom home sits on over 7 acres of land. The living area boasts a beautiful stone wall with a gas log heater, creating a cozy and inviting atmosphere. The primary bedroom features an in-suite primary bath that features a spacious walk-in shower, a separate toilet closet, and ample closet space. The screened-in porch offers an ideal spot for relaxing while soaking in the natural beauty. Whether you’re drawn to its classic farmhouse feel or its cozy cottage charm, this red house is sure to catch your eye and capture your heart. NEW ROOF 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Boomer-Ferguson ElementaryGrades PK-513.2 mi
4/10
Central Wilkes MiddleGrades 6-820.0 mi
5/10
Wilkes Central HighGrades 9-1219.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Other,Refrigerator,See Remarks,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Furnished
  • Fireplace features: Free Standing,Gas,Other,See Remarks
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Electric,Forced Air,Gas,Hot Water,Propane,Other,See Remarks,Wood
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 0701421

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Fence,Other,See Remarks
  • Fencing: Partial

Lot

  • Lot size: 7.01 Acres

Parking

  • Parking features: Driveway,Other,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,464$17,568
Home Insurance *$121$1,452
Property Taxes $114$1,368
Electricity $200$2,405
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$171
Wilkes County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Price change$299,900
2025-09-05Listed for sale$319,000
2021-07-02Sold$150,000
2017-11-29Sold$120,000

For Sale by Agent

AgentDee Charest
BrokerageWard & Ward Properties

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