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604 Peden St, North Wilkesboro, NC, 28659

2beds
2baths
876sqft
$167,500
$191price/sqft
$1,237/moest. monthly cost
$49,480/yrincome needed

About This Home

Back on the Market and Move-In Ready 2BR/1.5BA Home Near Downtown North Wilkesboro Renovated in 2025 by the previous owner, this charming property offers modern finishes, quality upgrades, and everyday convenience. Recent improvements include a new roof, HVAC system, windows, flooring, fresh interior paint, updated countertops, cabinetry, and stainless-steel appliances, providing peace of mind and stylish living throughout. Inside, you'll find bright and inviting living spaces with a functional layout designed for comfortable living. The updated kitchen features modern cabinetry, attractive countertops, and stainless-steel appliances, while both bathrooms have been refreshed with contemporary finishes. A detached garage offers covered parking, workshop space, or additional storage. Conveniently located approximately one mile from downtown North Wilkesboro, you'll enjoy easy access to shopping, dining, parks, and local entertainment. Schedule your private showing today!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
4/10
Central Wilkes MiddleGrades 6-85.5 mi
4/10
Wilkes Central HighGrades 9-124.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Cooktop,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Dead Bolt(s)
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Laminate,Vinyl
  • Finished area above ground: 876

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 876
  • Total interior livable area: 876 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 1401546
  • Zoning: R6
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.11 Acres
  • Features: City Lot,Level,Subdivided,Sloped,Not in Flood Zone,Subdivision

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage,Paved,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Wilkes County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $846$10,152
Home Insurance *$79$948
Property Taxes $112$1,344
Electricity $200$2,405
Total$1,237$14,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,411/yr
40% on housing$37,110/yr
45% on housing$32,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 28659$168
Wilkes County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 28659$155
Wilkes County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$167,500
2026-07-17Listed for sale$167,900
2026-06-27Pending sale$167,900
2026-06-23Listed for sale$167,900
2025-07-09Sold$158,000
2025-06-12Pending sale$155,000
2025-06-06Price change$155,000
2025-05-09Price change$169,000
2025-04-28Price change$199,000
2025-04-15Listed for sale$219,000
2016-05-13Sold$33,334

For Sale by Agent

AgentGabi Robison
BrokerageRealty One Group Results

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